What are you all up to today? - part 3

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  • nelliethehooker
    nelliethehooker Club Member Posts: 13,657 ✭✭✭
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    edited November 2016 #4322

    Woke to a beautiful sunny day at Berwick on Tweed, packed up taking our time as not going far(Whitley Bay) it's a 13.00 arrival here now. Lovely sunshine on arfroml, front row pitch with a great viewSmile only
    downside the Warden is a bit of a jobsworth but thats another story. Weather has now clouded over and forecast isn't looking great Sad still
    we are not far from the Metro, might just do a bit of shopping.

    Hope the vans securely tied down, as there's high notherly winds forecast for the next couple of days down the East coast. 

  • nelliethehooker
    nelliethehooker Club Member Posts: 13,657 ✭✭✭
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    edited November 2016 #4323

    Had a great evening last night. Son played a gig with his Irish Folk Group called Darragh Folk (he plays double bass) . As it was in their local pub 8 year old grand-daughter was asked to play her penny whistle with them for the first half hour or so. It was great to see them playing together. I then nipped her back home to mummy and went back for the rest of the evening. An amazing (very Irish) night. Great fun.

    Very jealous of you Millie. I just love proper Irish Music. Has your son's group any of their music on line?

  • nelliethehooker
    nelliethehooker Club Member Posts: 13,657 ✭✭✭
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    edited November 2016 #4324

    Just about beat the rain this morning. As we were only moving  down to Penrith we didn't leave Englethwaite till 11:15 and managed a couple of shortish walks before setting off. Light rain when we got to site but were able to set up in the dry. Another walk,
    through Stainton village, after lunch and now the rains started again. Spent an hour or so this evening looking for suitable CLs for our Dec/Jan trip. Hope we've found enough to sort out a decent tour, just got to fix on dates and try getting them booked.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited November 2016 #4325

    It's been absolutely manic with work this evening. We're collecting a KFC order at the moment and this is the first moment I've had time to post this evening because KFC are taking a bit longer with the order. 

  • yetisdad
    yetisdad Forum Participant Posts: 30
    edited November 2016 #4326

    Tell them to hurry up next time Happy

  • papgeno
    papgeno Forum Participant Posts: 2,158
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    edited November 2016 #4327

    Thanks for the kind words . I'm sure he'll be ok. I've got him a bottle of his favourite gin fir when he's recovered.

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited November 2016 #4328

    WEIRD,  WEIRD, WEIRD  !!

    WEIRD,  ??  You  Bet  !!!

    Write your comments here...ABM sure you weren't visiting the twilight zone .

     

    Trellis,  Really  That's  no  way  to  refer  to  my  Sister  !!  Well  not  without  paying  the  Fee 
    Money Mouth 

    ..ABM to your sister my humble apologies ,to yourself trying to make a few bob out of her , naughty naughty

    Ouch,  sniffle,  sniffle  sob,  just  an  old  man  tryin'  to  make  a  few  bob,  mwaaaaah 
    Don't cry

     

     

     

    LaughingGiggleLaughing

  • Tammygirl
    Tammygirl Club Member Posts: 7,957 ✭✭✭
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    edited November 2016 #4329

    Woke to a beautiful sunny day at Berwick on Tweed, packed up taking our time as not going far(Whitley Bay) it's a 13.00 arrival here now. Lovely sunshine on arfroml, front row pitch with a great viewSmile only
    downside the Warden is a bit of a jobsworth but thats another story. Weather has now clouded over and forecast isn't looking great Sad still
    we are not far from the Metro, might just do a bit of shopping.

    Hope the vans securely tied down, as there's high notherly winds forecast for the next couple of days down the East coast. 

    Frown rain has started, no wind yet, we are right on the front row with nothing to the side of us so if its bad we will get the brunt of it side
    on Surprised could be a rocky night.

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited November 2016 #4330

    Oooooooooo  !!  I've  just  tripled  --  whoopeee!

    Won't  be  able  to  sleep  tonight  !!  Laughing

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited November 2016 #4331

    Ok  I'll  start  adding  more  points  for  Purple 4  then  Innocent

  • Tammygirl
    Tammygirl Club Member Posts: 7,957 ✭✭✭
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    edited November 2016 #4332

    Ok  I'll  start  adding  more  points  for  Purple 4  then  Innocent

    sorry ABM but I think that purple was supposed to be for meWink

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited November 2016 #4333

    Malcolm - I think that you may have mis-understood the VAT thing.

    Businesses all pay VAT, just like the rest of us. However, if you turn over quite a substantial amount of money each year through your business, you would need to be VAT registered. You will not be.

    If you are VAT registered, you might be able to claim back some VAT or set it against the VAT that you charge customers for your goods and services and hand over the the VAT man.

    So sorry Malcolm....you will still be paying VAT

    Write your comments here...You're right, Ian. I just checked the pending transactions on my bank account and it's £87.58. The pump price was £88.40. So there is some saving of £0.82 but that is all. So yes, it seems I am paying VAT because I have been charged
    the gross amount, not the net amount showing on the invoice. So it seems there's not much advantage in using the fuel card after all!

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited November 2016 #4334

    Malcolm - another thing - make sue that you've told HMRC about your state pension, because they will need to reduce your personal tax allowance to take account of it, to avoid you under-paying tax through the year.

    You don't actually pay income tax on a state pension, but you will in all probability have to pay it instead on your other earnings, pensions etc.

    Write your comments here...They are already deducting tax on one of my private pensions, so it seems they know already.

    Never assume anything about HMRC........always tell them, preferably in writing.

    The fact that you are paying tax on one of your private pensions means nothing.......unless you have checked that you are paying the correct amount of tax, taking into account all your other income sources.

    Just tell them, to avoid a tax bill at a later date.

    Write your comments here...If the bill comes at a later date, I'll pay it as soon as I get it. I think it can be paid online by debit or credit card, so easily done. All that is needed is to keep sufficient funds available and with daily funding from dinner2go
    in delivery fees that shouldn't be impossible!

  • SteveL
    SteveL Club Member Posts: 12,311 ✭✭✭
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    edited November 2016 #4335

    Malcolm, I think you will find the onus is on you to tell the tax man, rather than the tax man to chase you. I find it easiest to write them a letter once a year detailing my finances. Occasionally I even get money back. 

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited November 2016 #4336

    After all that rain yesterday afternoon, we've got up to a lovely sunny morning here in Worthing and the Autumn colours are glowing in the sunshine. It's a lovely view from our caravan front window!

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited November 2016 #4337

    Malcolm, I think you will find the onus is on you to tell the tax man, rather than the tax man to chase you. I find it easiest to write them a letter once a year detailing my finances. Occasionally I even get money back. 

    Write your comments here...Whilst I'm a bit new to all this, hopefully it will all fall into place. It's a long time before the next tax return is due.

    It's so different from PAYE where the tax is deducted at source and you are paid the net amount. With self-employment tax is effectively on credit until the tax return is due and is paid in a lump sum once a year. It's like having a credit card where you
    settle annually instead of monthly!

  • huskydog
    huskydog Club Member Posts: 5,460 ✭✭✭✭✭
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    edited November 2016 #4338

    Malcolm, I think you will find the onus is on you to tell the tax man, rather than the tax man to chase you. I find it easiest to write them a letter once a year detailing my finances. Occasionally I even get money back. 

    Write your comments here...Whilst I'm a bit new to all this, hopefully it will all fall into place. It's a long time before the next tax return is due.

    It's so different from PAYE where the tax is deducted at source and you are paid the net amount. With self-employment tax is effectively on credit until the tax return is due and is paid in a lump sum once a year. It's like having a credit card where you
    settle annually instead of monthly!

    Malc, tell the tax man everything ,even if you dont think it relevant ,because if they find something amiss they will be all over you like a rash,

    dont assume they know all your details....

  • HelenandTrevor
    HelenandTrevor Forum Participant Posts: 3,221
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    edited November 2016 #4339

    Had to go food shopping this morning, usually try and avoid Saturday in the supermarket, but haven't had time this week. Cupboards were looking very bare. Noticed lots of Christmas stuff has appeared on the shelves, trouble is if I buy chocolates now, I'll
    have eaten them all by Christmas!  Laughing 

    The sun has appeared so all washing is drying on the line outside, hopefully.Undecided

    Have a great weekend everyone. Smile

     

     

  • KjellNN
    KjellNN Club Member Posts: 8,673 ✭✭✭
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    edited November 2016 #4340

    Malcolm, I think you will find the onus is on you to tell the tax man, rather than the tax man to chase you. I find it easiest to write them a letter once a year detailing my finances. Occasionally I even get money back. 

    Write your comments here...Whilst I'm a bit new to all this, hopefully it will all fall into place. It's a long time before the next tax return is due.

    It's so different from PAYE where the tax is deducted at source and you are paid the net amount. With self-employment tax is effectively on credit until the tax return is due and is paid in a lump sum once a year. It's like having a credit card where you
    settle annually instead of monthly!

    Have you read about the proposed "Making Tax Digital" system?   HMRC want most not on PAYE to be doing quarterly returns as well as an annual one!

    Looking to improve their cash flow I think.

  • KjellNN
    KjellNN Club Member Posts: 8,673 ✭✭✭
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    edited November 2016 #4341

    another blank page

  • Wherenext
    Wherenext Club Member Posts: 10,607 ✭✭✭
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    edited November 2016 #4342

    Spent £50 on food this morning. So what, I hear you say. Well, it was all on bird food! I don't start feeding the little blighters again until November and needed to restock on seeds, peanuts, fat balls and also some apples. Hope they appreciate it!

    We're being inundated at the moment with beech mast. It's everywhere. 

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited November 2016 #4343

    WN,  I  feed  them  all  year  round  !

    When  I'm  away  my  neighbour  takes  over  just  as  I  do  for  his  Homing  Pigeons.

    At  a  very  rough  estimate    it  costs  me  about  £1-50  per  dayUndecided.  Am  I  complaining  --  no  way  .  Too  much  pleasure 
    watching  them  playing  silly  soldiers  with  different  groupings.  Also  its  a  most  definite  reason  to  get  up  and  out  on  a  cold,  sodden  foggy  morning  after  the  "Night  Before" 
    Wink

     

    The  thing  that  annoys  me  is  their  changing  tastes  --  if  I  put  a  5" square  'slab'  out  tomorrow  morning  then  by  Monday  night  it  will  be  gone,  but  the  fat  balls  have  been  sitting  there  for  over  10  days  now.  I  suppose 
    I  will  have  to  replace  them  with  fresh  ones  ,  Crush  the  old  and  mix  in  with  the  next  days  general  feed.  Probably  last  about  35  mins  !!

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited November 2016 #4344

    Ok  I'll  start  adding  more  points  for  Purple 4  then  Innocent

    sorry ABM but I think that purple was supposed to be for meWink

    Swapsies  Then  ??

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited November 2016 #4345

    Malcolm, I think you will find the onus is on you to tell the tax man, rather than the tax man to chase you. I find it easiest to write them a letter once a year detailing my finances. Occasionally I even get money back. 

    Write your comments here...Whilst I'm a bit new to all this, hopefully it will all fall into place. It's a long time before the next tax return is due.

    It's so different from PAYE where the tax is deducted at source and you are paid the net amount. With self-employment tax is effectively on credit until the tax return is due and is paid in a lump sum once a year. It's like having a credit card where you
    settle annually instead of monthly!

    Have you read about the proposed "Making Tax Digital" system?   HMRC want most not on PAYE to be doing quarterly returns as well as an annual one!

    Looking to improve their cash flow I think.

    Write your comments here...That's new on me.

  • triky auto
    triky auto Forum Participant Posts: 8,690
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    edited November 2016 #4346

    Undecided ,TOO COLD ,too windy ,too cloudy .Home early Wink.

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited November 2016 #4347

    Sitting  here  in  my  Office  { spare  bedroom Embarassed }  half  playing  on  CT,  half  watching  Wales --  Australia  with  the 
    occasional  peek  at  FA Cup  scores.  I  think  I'll  take  5  for  a  fresh  brew  and  spend  a  few  mins  lookins  at,  and  admiring,  my  nice  new  TV  License  { only  cost  me  £12:12 
    Wink }  before  I  hang  it  in  pride  of  place  somewhere  warm  !!

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited November 2016 #4348

    The first hour was quiet and we got into the false security of feeling that it was going to be an easy day. Then suddenly we realised how wrong we were. From 13:15 onwards, it went absolutely manic. One after the other, non-stop! We're at KFC Broadwater
    as I type this awaiting collection of the next order. We've just done a KFC delivery in Shoreham.

    The drive back from Shoreham along the A27 was lovely in the setting sun. Nice views along that route. I think part of it is in an  AONB.

  • trellis
    trellis Forum Participant Posts: 1,102
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    edited November 2016 #4349

    WEIRD,  WEIRD, WEIRD  !!

    WEIRD,  ??  You  Bet  !!!

    Write your comments here...ABM sure you weren't visiting the twilight zone .

     

    Trellis,  Really  That's  no  way  to  refer  to  my  Sister  !!  Well  not  without  paying  the  Fee 
    Money Mouth 

    ..ABM to your sister my humble apologies ,to yourself trying to make a few bob out of her , naughty naughty

    Ouch,  sniffle,  sniffle  sob,  just  an  old  man  tryin'  to  make  a  few  bob,  mwaaaaah 
    Don't cry

     

     

     

    LaughingGiggleLaughing

    Write your comments here...ABM if I had feelings I'd be mortally wounded,...but as I haven't tee hee

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited November 2016 #4350

    Tongue Out

  • KjellNN
    KjellNN Club Member Posts: 8,673 ✭✭✭
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    edited November 2016 #4351

    and again