The Pointless Page
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The only horse I'm flogging is myself because I get paid for it and my wife likes the food and clothes it buys!
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The sun is shining, the dog is eating, t'other dog has four working paws, and I am planning to feed friends tomorrow. It's a good morning!
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Dewalt come in a cardboard box
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So true moulesy anyway been out and got a new one in a box from sainsbury homebase, didn't know they had been taken over by a Aussie company and after seeing that winging Aussie crying yesterday I thought I would make a donation to their funds
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Yes Yertiz, I have to wear it everytime I go to work as well as the rest of the uniform! However, despite the tight fit, it can still blow off in the wind!
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The company pays or loses out in those circumstances.
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What a pointless exercise that was.
Having selected Scotland for my flight departure airport, I then spent the next 90 mins choosing which cruise, deck and cabin I would like, to get to the final selection and be told 'no flights from Scotland'
No flights from my second choice either Newcastle. So basically I can fly from London or Manchester but its another £100 supplement. Guess what P&O you can stick your cruise and your website its rubbish
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A lot of the debt is because I've paid annual bills like car insurance about £2000 for the two cars and seasonal pitch fees, £1910 up front but I'm getting the benefit of it by reducing monthly outgoings. I could have chosen to spread the payments over the year by direct debit but decided not to because it would cost more due to the car insurance charging extra for providing insurance on credit. Instead I paid up front and got interest free credit through my credit card plus Tesco points. I'm still spreading the payments by paying into my credit card account each month but at a lower cost. The entire debt will be cleared before the next payment is due but there will be new debt when the card is used again for next years annual payments which will again be gradually paid off over the next 12 months.
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Also I incurred the cost of the visa solicitor fees for my wife's visa application of £1400 but, if successful, it will get her a visa extension for another two and a half years so it's not a cost that is going to have to be paid every year.
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The ones that do cheaper deals don't do business insurance and exclude fast food delivery driving in their policies.
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I tried using comparethemarket.com and they had a deal through RAC of £500. So I applied online and they accepted the payment but then cancelled it before the policy even started and they didn't tell me by email but sent a letter in the post. So had I not picked up the post I woukd not have known and could have ended up driving without insurance. I need a company that's reliable but that means paying the higher premium, unfortunately. My business car insurance is through Lloyds Bank and they have never let me down plus their willingness to provide cover for fast food deliveries. The Shogun is just SDP and I've got a cheaper deal on that through esure.
It could be that yours is cheaper, HD, because of being a different type of business where you are using the vehicles less than if delivering fast food.
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£1200 for business insurance as fast food delivery driver on the Smart. So that works out to £100 per month.
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Add on the cost of buying and running a car ( yes I know that soon you won't pay for fuel) but I can't see how the income/expenditure figures ( including repairs) makes it worthwhile.You would probably be better off finding work in a corner shop.
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Places like the Pizza company mentioned supply (and train) scooters for deliveries which is the only financially efficient way for employees to make the best of the low wages. Using a private car is the least efficient way and probably results in a high turn over of employees who are prepared to recognise this fact when attempting to use their own cars. Other better paid jobs are available.
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I've copied the following from the Pizza Hut website regarding "Car delivery drivers"
We’ll pay for your insurance for using your vehicle at work (that’s your uplifted premium taken care of)
Now the big question - Malcolm, have you ever asked them to pay yours?
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