The Pointless Page

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  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1622

    No Swifty2018 and when the renewal was due, they told me that they needed to see evidence of the renewal which they call CLC before I was allowed to continue doing deliveries.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1623

    I made three claims over the past three years.

  • Swifty2018
    Swifty2018 Forum Participant Posts: 196
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    edited April 2018 #1624

    I don't think that answered my question Malcolm - let me make it easier, smile

    Will they pay it in future?

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1625

    No, they pay me nothing other than wages and drop money. I didn't get any sick pay or holiday pay last year. Also I'm charged £1 for insurance on any shift where I do more than six drops.

    I have a clean licence, no points.

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited April 2018 #1626

    Maybe why insurance is so high

  • Swifty2018
    Swifty2018 Forum Participant Posts: 196
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    edited April 2018 #1627

    Malcolm, what i can't understand is the website says they will/do so why don't they pay you? - should you not ask the question asap?

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited April 2018 #1628

    Presumably effects tow car too

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited April 2018 #1629

    https://www.quotezone.co.uk/car-insurance-fast-food-delivery-cover.htm

    Malcolm have you tried them for a quote.

  • Wherenext
    Wherenext Club Member Posts: 10,596 ✭✭✭
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    edited April 2018 #1630

    Seems pointless making a pointless comment on here at the moment.undecided

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1631

    I've done it just now, cariadon but they couldn't give a quote online but said insurers would contact me to discuss it.

  • Metheven
    Metheven Club Member Posts: 3,987 ✭✭✭
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    edited April 2018 #1632

    That's a good and interesting question 'Swifty' 👍

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited April 2018 #1633

    They pay the "premium uplift" 

    info here

    if you haven't died of boredom already.....wink

  • SteveL
    SteveL Club Member Posts: 12,302 ✭✭✭
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    edited April 2018 #1634

    Seems clear enough. Although perhaps not so easy as it sounds, unless your schedule specifies the extra charge for business use. Not all of mine did when I had it, on some it was just part of the general charge. As far as I can see they are only covering the extra for business use, but still worth having.

  • Swifty2018
    Swifty2018 Forum Participant Posts: 196
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    edited April 2018 #1635

    All  Malcolm would need to show his employer  is a similar quote for  social domestic and pleasure including commuting. The difference between this quote and his business quote is what they should be paying him.

     

    Surely that is worth 10 mins online effort and one conversation?

  • Swifty2018
    Swifty2018 Forum Participant Posts: 196
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    edited April 2018 #1636

    All  Malcolm would need to show his employer  is a similar quote for  social domestic and pleasure including commuting. The difference between this quote and his business quote is what they should be paying him.

     

    Surely that is worth 10 mins online effort and one conversation?

  • huskydog
    huskydog Club Member Posts: 5,460 ✭✭✭✭✭
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    edited April 2018 #1637

    But why would Malcolm want to ? , he loves  spending money on his Tesco cardwink

  • SteveL
    SteveL Club Member Posts: 12,302 ✭✭✭
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    edited April 2018 #1638

    Possibly, if they would accept that. Although as he already has his insurance, currently they would have to accept a quote done at a later time. That's why I put perhaps not as easy as it seems. Yes if you were taking out the insurance it would make sense to do one without the premium, generated with the same date.

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited April 2018 #1639

    There may be little extra for the business use given that he has had 3 claims in three years. That would certainly have removed my no claims protection! Also on any second car I suspect at reinsurance.

  • redface
    redface Forum Participant Posts: 1,701
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    edited April 2018 #1640

    Eughhh!

    I have just seen an advert on American TV for a pizza topped off with Chocolate!

    I cannot think of anything more revolting - unless Malcolm know better.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1641

    That's right, EasyT. So it's not that easy for me to change insurers or get a cheaper deal.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1642

    I've never seen that at Pizza Hut. They do chocolatey things for pudding, ice creams, cookies with vanilla tub etc. but all their pizzas are savoury foods as far as I know! They do starters as well and sides such as mixed leaf salad, a variety of soft drinks too.  So you can order a three course meal provided you have a good enough appetite!

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1643

    That's right, SteveL. My existing insurance has another 8 months to go before renewal is due. Also my existing insurer reduced the premium from £1400 to £1200 after taking into account the part-time work mileage since starting work with Pizza Hut.

  • SteveL
    SteveL Club Member Posts: 12,302 ✭✭✭
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    edited April 2018 #1644

    It's worth asking though M how you go about claiming. Even though it might be pointless. You never know it might just be a fixed sum, a generalised average, and not related to what you actually pay. Unlikely, but if you don't ask.....

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1645

    It could be just Road Traffic Act cover for business use. If so I will still need to pay the additional premium for comprehensive cover.  Many drivers there use very old cars that are not worth much and so may not need fully comprehensive cover. What I do know is that the company requires you to have your own insurance as well which they keep a copy of and remind you when it's due for renewal.

  • Swifty2018
    Swifty2018 Forum Participant Posts: 196
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    edited April 2018 #1646

    You won't know until you ask.

  • Unknown
    Unknown Forum Participant
    edited April 2018 #1647
    The user and all related content has been Deleted User
  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited April 2018 #1648

    I'll need to go to Tesco in store pharmacy to collect my new medications. It should be ready by now, so hopefully, it won't be pointless going there!

  • redface
    redface Forum Participant Posts: 1,701
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    edited April 2018 #1649

    Have you reached the stage, like me, that you need a wheelbarrow to go to the Chemist and get the medicines home?

  • Wherenext
    Wherenext Club Member Posts: 10,596 ✭✭✭
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    edited April 2018 #1650

    Had a nice Pointless couple of days.

    Got an email from our email supplier saying that they will be closing the service down at the end of this month for good, so over the last few days I've been accessing various accounts that we hold to change our personal details. Over 40 addresses for companies of one sort or another have been changed stating that the change should take effect immediately.

    Opened my old account to see if there were any that I have missed and I have over 15 emails from those same companies that I changed thanking me for notifying them but oblivious to the irony of confirming on the old account! 

    I was thinking of standardising, as much as one can, our passwords but I haven't got the willpower. 

  • cyberyacht
    cyberyacht Forum Participant Posts: 10,218
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    edited April 2018 #1651

    It's the amount of space it all takes up when you travel as we are always being advised to carry all medications with us. Gone are the days when you chucked a few paracetamol and a a packet of elastoplast in the case as a precaution.

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