The Pointless Page

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  • cariadon
    cariadon Forum Participant Posts: 861
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    edited January 2018 #1322

     

    Just think, this new car means I'll never have to buy petrol ever again! Think of how much money that will save over the next 10 years! In 10 years at £2500 per year,

    .

    I've got £45 worth of Tesco points so far but there are still more points to come!

    How will the new system affect you, will you have to spend more to get the same number of points .

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited January 2018 #1323

    So do you believe everything people tell you when buying large items without doing some research yourself. I bet salesmen love to see you, no wonder you get free tea.

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited January 2018 #1324

    I hope it works for you Malcolm. You are exaggerating the savings a little though as for the lifetime of the PCP you will increase your out goings and so saving during this period is likely to be more like £1,300.Whilst at Gatwick pitch over darker evenings it could well cost £600 in fuel for the Shogun and so I suspect savings more like £700 assuming no charge to charge.

    Using seasonal pitches is a far greater saving.

    Hope it works out OK

  • SteveL
    SteveL Club Member Posts: 12,303 ✭✭✭
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    edited January 2018 #1325

    We find we save more by varying the supermarket we shop at. This not only provides a bit of variety. It stimulates  the supermarkets automated systems to send you money of vouchers, to try and get your custom back. These always seem to save us considerably more than any loyalty points we get.

    Loyalty to a particular brand, is rarely rewarded and is generally pointless.☹️

  • redface
    redface Forum Participant Posts: 1,701
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    edited January 2018 #1327

    About three months ago I googled an item on 3 different shops' sites. Made my selection and bought it.

    I am still getting gratuitous adverts on my screen for such an Item.

    I do not need another one. - how pointless is that?

    Perhaps advertisers will wake up one day and realise that Internet advertising of this nature is a rip off. Some poor company has been charged for those wasted adverts.

     

  • cariadon
    cariadon Forum Participant Posts: 861
    500 Comments
    edited January 2018 #1328

    Just think, this new car means I'll never have to buy petrol ever again! Think of how much money that will save over the next 10 years! In 10 years at £2500 per year,

    Lost some text again.  What I did say was That you sound like a well rehearsed salesman

    .

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited January 2018 #1329

    One thing that puzzles me Malcolm is that you appear to achieve only 26 mpg with your present Smart Car. I would have expected closer to 40 mpg overall and £1,600 for fuel? I know that others run a Smart and I would have expected better mpg. 

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1330

    Yes, it's not as economical as I first thought but it's still a lot better than the Shogun for urban usage.

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited January 2018 #1331

     surprised  Seem  to  recall  that  he  was  on  an  urgent  delivery  to  Chelsea  Football  Ground  yesterday  cool

     

     

     

  • Oneputt
    Oneputt Club Member Posts: 9,144 ✭✭✭
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    edited January 2018 #1332

    I thought the Caaries did quite welllaughing

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited January 2018 #1333

    Indeed  they  did,  OP  and  without  the  need  for  any  'Falling  Down'  tricks  either.

  • Tammygirl
    Tammygirl Club Member Posts: 7,957 ✭✭✭
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    edited January 2018 #1334

    We too shop around to get the best deals but we do so with our Tesco credit card which clocks up the points. We don't oftern shop in the store these days but every now and again I like to go for a look, the points I have now have been accumulated over the last 2 years so some are soon going to run out of date. There isn't much up our neck of the woods to spend them on so try to use them when away with the MH. Weather not on our side at the moment thoughfrown

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1335

    I forgot that we get nectar points with ebay, OH uses it a lot for fishing stuff etc. Last year we had a big chunk off a new printer thanks to the points, since OH never pays full whack for anything we did quite well to gain the points. wink

  • HelenandTrevor
    HelenandTrevor Forum Participant Posts: 3,221
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    edited January 2018 #1336

    EBay is where most of our nectar points come from too, and fuel at Sainsbury's,  I did have enough before christmas to buy a new kettle from Argos. 

  • Wherenext
    Wherenext Club Member Posts: 10,607 ✭✭✭
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    edited January 2018 #1337

    About 7 years ago we bought a kettle from Argos. It was their basic model, cost about £12. I never buy the extra 3 years insurance but MrsWN bought this one and did buy it. 1 month before the end of the 3 years the kettle stopped working. Argos replaced it so I bought the 3 years insurance. I just knew the kettle would spite me by not breaking down in time! Still working.

    I like that about Argos, they don't seem to quibble.

  • HelenandTrevor
    HelenandTrevor Forum Participant Posts: 3,221
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    edited January 2018 #1338

    Argos are very good for exchanges,  I'am now on my third Iron, just hoping it's third time lucky!  laughing

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited January 2018 #1339

    Whenever I am offered extended warranty I ask them  don't they expect the product to last that long.

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited January 2018 #1340

    Today is a pointless day to wear sunglasses and factor 50 in West Wales.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1341

    You could get double points if you use a Tesco debit card, Tammygirl, instead of the credit card. Not entirely pointless because you would clock up a lot more clubcard points that way!

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited January 2018 #1342

    If  you  spend  them  will  you  then  become  Pointless  yourself  ? undecided ?

  • Tammygirl
    Tammygirl Club Member Posts: 7,957 ✭✭✭
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    edited January 2018 #1343

    I've got one Malc but never use it, just got the account for the 3% interest rate for 2 years so nothing pointless in that wink to be honest I can never find anything to spend my points on these days, used to like it when they did the double up deals. We tended to buy lots of stuff for the Gkids then. 

  • KjellNN
    KjellNN Club Member Posts: 8,670 ✭✭✭
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    edited January 2018 #1344

    We have the Tesco accounts too, OH has 2, I just have 1.  Never spend anything out of them, purely to get the 3%.

    We used to use our points on the  Days Out things, but we have done most of what we want now, so these days we use them for meals out, mainly to treat ourselves when we are away in UK.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1345

    I have both the Tesco debit card as well as the Tesco credit card. I use the debit card for all Tesco spending and the credit card for all non-Tesco spending. However, my wife has a Tesco credit card on my account but no debit card, so she uses her Tesco credit card for her shopping whilst I'm at work.

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited January 2018 #1346

    Never interested in how high or how low a CC interest rate is. I/we use  CCs just as we would a debit card really. Whatever we buy it is paid at the end if month by DD. 

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1347

    I just make the minimum payments by direct debit and then add a bit more if I have extra funds available. 

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited January 2018 #1348

    You use your debt as a float whilst I prefer to hold my bank credit as a float. 

    My way means no debt to service

  • huskydog
    huskydog Club Member Posts: 5,460 ✭✭✭✭✭
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    edited January 2018 #1349

    "Making the minimum payments".......I bet the credit card company's just love you Malc , all that interest you are giving them undecided 

  • Oneputt
    Oneputt Club Member Posts: 9,144 ✭✭✭
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    edited January 2018 #1350

    I always watch the 'Money Saving Expert' programme on ITV on Mondays.  Always good advice and for freewink

  • SteveL
    SteveL Club Member Posts: 12,303 ✭✭✭
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    edited January 2018 #1351

    We do the same. However, it is just as well there are folk like Malcolm to provide them with a bit of extra income,😀otherwise they might bring in card fees on all credit cards, ☹️ rather than just those that offer extras.

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