The Pointless Page

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  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1382

    I'm quite happy with the service I've been getting from the bank.

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited January 2018 #1383

    Cannot say that I am thrilled with their performance over the last 10 years 

  • SteveL
    SteveL Club Member Posts: 12,302 ✭✭✭
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    edited January 2018 #1384

    Well if you discount the fact they have cost each and every one of us money bailing them out. Been involved in miss selling scandal after miss selling scandal. Again costing us all money. As who do you think is funding the compensation payments. Closed every branch within 7 miles of us. Replaced people with machines in the one they kept open. Constantly try to sell me products I do not want. Paying ridiculous interest rates. I could go on but it would be Pointless.

    Apart from that they are OK😂

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1385

    When the b of e funding for lending scheme ends on Feb 28th savers should benefit. It's probably why the banks are touting for our money with all these adverts at the moment. They will be needing our money rather than handing it out.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1386

    They say the branch closures are because more and more people are using internet banking. 

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1387

    Horrible weather. Pointless going out anywhere today!

  • SteveL
    SteveL Club Member Posts: 12,302 ✭✭✭
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    edited January 2018 #1388

     I can't help thinking cost savings are the major driver. Needed to pay for all the miss selling compo. There were almost always queues at our local branch until they closed it 2 years ago. However, it does not make it any easier when you need to do something that requires a branch. I feel very sorry for those who do not have transport or access to the internet. It's a two hour return trip by bus into town, and very expensive if you haven't a pass.

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited January 2018 #1389

    closure is made because the people at the top want their bonuses even if they were useless and lost money, and the share holders expected their bit.

    We have no local bank, we are expected to make a 34 mile round trip if we want to use a branch.

    Internet banking is useless if you want to pay in money.

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1390

    We have no local branches now, I use the PO to pay in anything but then we're lucky we at least have a PO within walking distance.

  • JVB66
    JVB66 Forum Participant Posts: 22,892
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    edited January 2018 #1391

    I understand most post office branches are being "contracted"?to carry out basic banking for most high street (as was)banks,there is a notice in our local PO branch (200yds from home)

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1392

    That's right, cariadon. You can't exactly pay cash into your account through internet banking and if you do it through a post office, it takes an extra day to get the money into your account.

  • KjellNN
    KjellNN Club Member Posts: 8,668 ✭✭✭
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    edited January 2018 #1393

    We still have several branches within a couple of miles as we stay an equal distance from 2 villages.  3 in one place and 4 in the other.

    However, I would not be aurprised if TSB, Clydesdale and BOS close one branch as they are all always pretty quiet these days when we do visit.

    Personally, we use mainly internet banking, but OH is also the Guide Hall treasurer so does have cash and cheques to deposit now and again, and change to obtain for fund raising events, so we hope at least one branch of BOS  will remain open!

    There are plenty of local shops and businesses who use the business banking side, so I would expect all the local banks would maintain a local presence somewhere.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1394

    Up until last year, there was an HSBC branch in Goring-by-sea which I used to use to deposit cash but that has since closed. So now it's either Durrington or Worthing town centre. There's still a post office in Goring though.

  • Tammygirl
    Tammygirl Club Member Posts: 7,957 ✭✭✭
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    edited January 2018 #1395

    We have a PO in the village but no bank and never have had but we do have a mobile BOS van that visits every week. The town is 7 miles away with plenty of banks so we don't do too bad on that account here.

  • DavidKlyne
    DavidKlyne Club Member Posts: 13,859 ✭✭✭
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    edited January 2018 #1396

    WideSPREAD chaos reported in French supermarket group as customers fight to get their hands on jars of Nutella that had been reduced in price by 70%.

    David

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited January 2018 #1397

    http://www.bbc.co.uk/news/world-europe-42826028

  • Takethedogalong
    Takethedogalong Forum Participant Posts: 17,044 ✭✭✭
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    edited January 2018 #1398

    Nutty behaviour!laughing

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1399

    I wonder what would produce a stampede in the UK if there was a 70% price reduction.....? wink

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited January 2018 #1400

    Fuel and Wine for me

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited January 2018 #1401

    Anything can and does cause a stampede. There was a broccoli shortage a few years ago and when shops got some stock the shelves were cleared. I was pleased to see such a demand for healthy veg wink

     

  • DavidKlyne
    DavidKlyne Club Member Posts: 13,859 ✭✭✭
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    edited January 2018 #1402

    I suppose the early "Black Friday" was the nearest we came to a riot? Mind you going a lot further some will remember the toilet roll  and sugar shortages of years gone by. 

    David 

  • Takethedogalong
    Takethedogalong Forum Participant Posts: 17,044 ✭✭✭
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    edited January 2018 #1403

    The fuel blockade was interesting, seems to bring out the worst in folks. We were away at the time, touring SW and wending our way home with van on back. We had stopped off in Hereford, little site built on railway line. It was so funny listening to folks discussing if the Club would waive the 21 day rule if no one could get any fuel! We never did find out, but I wonder what members did if the Club enforced the rule? laughing 

     

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1404

    I had forgotten what "us Brits" are like over shortages, anything from greens to loo rolls then...wink

  • Oneputt
    Oneputt Club Member Posts: 9,144 ✭✭✭
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    edited January 2018 #1405

    Would there be a rush if ev’s were reduced by 70%🚗

  • Metheven
    Metheven Club Member Posts: 3,987 ✭✭✭
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    edited January 2018 #1406

    Don't know about you unruly lot, but as a Brit I would be in a queue innocent

  • redface
    redface Forum Participant Posts: 1,701
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    edited January 2018 #1407

    Utterly Pointless - a TV channel where the advertisers wish you a merry Christmas and a happy new year on the 29th January!

    Sky 290.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1408

    We saw 70% discount at Mountain Warehouse in Worthing, yet we didn't see anyone rushing to buy anything there, apart from our purchase of a waterproof jacket!

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1409

    Another 15% on top of that with CAMC. smile We use Clarks Factory Outlet in Street, we've had some good purchases from Mountain Warehouse.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1410

    We'll remember that next time we shop there.

  • Wherenext
    Wherenext Club Member Posts: 10,601 ✭✭✭
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    edited February 2018 #1411

    Just cleaned the outside of the caravan. Whilst cleaning the roof I noticed that some of the sealant across the rear looked liked it had come away and there was a gap in it, so I now have to take 'van in to dealers this week and have it looked at. Guess what? Yep, it will need cleaning again when I get it back.

    (Not completely pointless exercise as I wouldn't have noticed sealant peeling away if I hadn't cleaned it.)

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