The Pointless Page

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  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,142 ✭✭✭
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    edited January 2018 #1292

    I think, Grant, that the poster knows full well it’s a crazy scheme but he so enjoys the feedback.laughing

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited January 2018 #1293

    If Malcolm is in the financial position he says he is then most of the advice he's getting is pretty pointless whether he wants it or not. 

     

  • SELL
    SELL Forum Participant Posts: 398
    edited January 2018 #1294

    it that correct MM a company that you worked for as self employed making your wife work 77 hours a week, how does that work then ?

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited January 2018 #1295

    It's called 'Hyperbole'

  • KjellNN
    KjellNN Club Member Posts: 8,669 ✭✭✭
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    edited January 2018 #1296

    Malcolm's ability to change tack and twist things to suit his current point of view or situation never ceases to amaze me.

    With such skills Malcolm, you should go into politics!

  • Yertiz
    Yertiz Forum Participant Posts: 324 ✭✭✭
    edited January 2018 #1297

    I believe that Mrs MM went with him to work, when he was at Dinner to go, or whatever it was called, but never got paid, she just accompanied MM on his deliveries. undecided

    Nobody MADE her work, I believe? I seem to recall Malc stating that she can't work over here because of her foreign status.

    I suppose she may have done some deliveries whilst MM sat in the car, I can't remember after all that has been written about his trials.

    I'm sure he will be along at some stage to correct any errors wink 

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1298

    I'd rather not have a recap. The sad thing is that debt is a serious issue, if you've ever met someone who is struggling with debt it isn't funny and affects all those around. I realise this is a pointless thing to say but this thread was not intended to raise or discuss these issues. 

  • KjellNN
    KjellNN Club Member Posts: 8,669 ✭✭✭
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    edited January 2018 #1299

    I see they have now relented slightly and the cut off point for the x4 deals will now be June.

    I wonder where OH has put all our vouchers.........

  • Yertiz
    Yertiz Forum Participant Posts: 324 ✭✭✭
    edited January 2018 #1300

    Please bear in mind it's all pretty pointless, so it's on thread anyway.wink

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1301

    Better be quick, I think they've been popular with channel tunnel users on here?

  • KjellNN
    KjellNN Club Member Posts: 8,669 ✭✭✭
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    edited January 2018 #1302

    Well, we appear to have £6 of vouchers according to OH, so we may struggle to get a channel tunnel crossing!

    And one expires in May, so we will need to be fairly quick.

    Are they not sent out every 3 months? If so we have time to wait till the next one arrives, though I doubt we will get to £10 in total.

    However, We just exchanged all our Barclaycard points so now have £65 of M&S vouchers to use, plus another £40 from a Christmas present. Then we have £285 of JL/Waitrose ones, so that is the shopping taken care of for a good while!

    And a gift of £30 of garden centre ones we have had since last August.

    I think a lot of high living will be needed to use them all up.

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited January 2018 #1303

    I've just sold my M&S vouchers on eBay. 

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited January 2018 #1304

    so why did you buy you current car if it wasn't economical, was it because the salesman told you it was a cheap car to run,

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited January 2018 #1305

    Crikey, I had a fiver off a M&S £35 food shop this week, but as OH says that's probably £10 on already. 

    The only thing I like using is a stamp on a reward card for coffee shops, I love getting a free coffee although I know I've paid for it!  wink

     

  • Tammygirl
    Tammygirl Club Member Posts: 7,957 ✭✭✭
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    edited January 2018 #1306

    Just checked I've £41 worth of Tesco vouchers surprised think we might have to take the tunnel come May if OH ok to travel.

    Anyone used them for the tunnel? how easy/hard is it to do and if done what happens if we have to amend the travel date.

  • DavidKlyne
    DavidKlyne Club Member Posts: 13,860 ✭✭✭
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    edited January 2018 #1307

    I must live a sheltered life, it would never had crossed my mind to sell them on e-bay! I have just had a look and people are even selling the £5 off vouchers you get at the till. You learn something everyday.

  • HelenandTrevor
    HelenandTrevor Forum Participant Posts: 3,221
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    edited January 2018 #1309

    cry no points or vouchers although I may have a few nectar points, don't shop in the big supermarkets often enough and Aldi don't do vouchers. Favourite stall on our farmers market does give me a small discount.smile as a regular shopper undecided

    You could say " I'am pointless" laughinglaughing

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited January 2018 #1310

    I didn't get full value - about 60% after fees and postage - but the cash in my pocket is more use than vouchers I'll never use. 

     

  • huskydog
    huskydog Club Member Posts: 5,460 ✭✭✭✭✭
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    edited January 2018 #1311

    Just to balance this out , we had about £100 worth of nectar points to use in Sainsbury's just before Christmas smile

  • KjellNN
    KjellNN Club Member Posts: 8,669 ✭✭✭
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    edited January 2018 #1312

    Yes, I totally forgot we have one of those as well, we bought the dine in last week.  We only buy the special offers and BOGOFs etc when we shop in Marks and Waitrose, and the quality is pretty good so overall we  feel we get a reasonably good deal.

    We have a £5 off £30 one for Lidl too, came today, unfortunately we just did the shopping there yesterday!

    The Barclaycard points are only worth about one third of what they were originally unfortunately.

  • DavidKlyne
    DavidKlyne Club Member Posts: 13,860 ✭✭✭
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    edited January 2018 #1313

    Don't think I would have an issue with spending it in M&S, well Margaret wouldn't!!! I could always restock my wine rack.

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited January 2018 #1314

    I'd struggle with that - I don't drink wine! surprised

    We get M&S vouchers fairly frequently. I've no idea why. I decided to sell them a few years ago after yet another failed attempt to spend them in store. We used to give them as raffle prizes to the school 

     

     

  • Wherenext
    Wherenext Club Member Posts: 10,607 ✭✭✭
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    edited January 2018 #1315

    If we have one of these, and most times will never get to use it, we just give it to the person who looks like they need it most when next in Tesco (nobody ever looks like they need it in M&S).

    I remember once buying some last minute needs in Tesco near Portsmouth before catching a ferry and gave a £7 voucher to a young couple with a full trolley, mainly because they had been polite to us. They were from Poland and thought that I was trying to sell it to them. Took me ages to explain how it worked and that I didn't want money. Sometimes it's hard to even give them away.smile

  • DavidKlyne
    DavidKlyne Club Member Posts: 13,860 ✭✭✭
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    edited January 2018 #1316

    Nice idea Wherenext.

    David

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1317

    Yes, Yertiz, she used to help with the deliveries for dinner2go. She is permitted to work here, the only restriction on her visa is no recourse to public funds, meaning she can't claim benefits, so she has to live off my income unless she can get a job. However, that visa has expired, the new visa, if granted, will have the same restrictions and is likely to be a two and a half year visa.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1318

    There will be an increase in monthly payments on the finance, about £100 per month more but this will be off set by the £225 saving in unleaded petrol, so that will work out to £125 per month better off, EasyT.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1319

    At the time when I bought my current car, I was working for dinner2go and the electric version wasn't available then. It wasn't until June the following year that they brought out the Smart Electric. Dinner2go can provide these cars themselves but charge rental to do so. So at the time I went by their recommendation, not realising that the job would come to an end 3 months later. It did save money compared to the Shogun as it used half the amount of fuel without wearing the clutch and other expensive repairs.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1320

    I've got £45 worth of Tesco points so far but there are still more points to come!

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited January 2018 #1321

    What's crazy about it, TW? Just think, this new car means I'll never have to buy petrol ever again! Think of how much money that will save over the next 10 years! In 10 years at £2500 per year, that's £25,000 saving, which is more saving than the value of the car! Now what's so pointless about that?