Break down cover

Jennyeb
Jennyeb Forum Participant Posts: 36

I'm looking for break down cover for my caravan any suggestions?

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Comments

  • Mitsi Fendt
    Mitsi Fendt Forum Participant Posts: 484
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    edited September 2016 #2

    Mayday works very well.

  • JVB66
    JVB66 Forum Participant Posts: 22,892
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    edited September 2016 #3

    Mayday ticks all the boxes for the majority

  • Tracy123
    Tracy123 Forum Participant Posts: 167
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    edited September 2016 #4

    Hi Jenny, we recommend MayDay to all of our Members. You can find more information here http://www.caravanclub.co.uk/insurance/uk-breakdown-and-recovery. Tracy

  • Richard12
    Richard12 Forum Participant Posts: 112
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    edited September 2016 #5

    Be carefull, if you opt for cover other than May day and your caravan is over a certain length, they may not recover it. Mayday is worth the money.

  • DougS
    DougS Forum Participant Posts: 327
    edited September 2016 #6

    As said, check VERY carefully in the tiny print that any organisation provides the cover you need. It depends on the price you want to pay and how much effort you want to put in to your camparison.

    If you want to go abroad then you will also need to check carefully as Mayday only covers UK trips whereas other companies (e.g. Brittania) can extend this to Europe.

    Also Safeguard caravan insurance do a bolt on CARAVAN  and car (NOT car with caravan attached) cover which, as a package is the best we have found for our circumstances and needs.

    In all of this, you do need to be prepared to read the details unless you just go with perceived wisdom and buy Club products.

  • BrianJosie
    BrianJosie Forum Participant Posts: 391
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    edited September 2016 #7

    Hi guys we use RAC which has no length or weight restrictionsHappy

    Brian & Jo

  • JVB66
    JVB66 Forum Participant Posts: 22,892
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    edited September 2016 #8

    The selling point for us with Mayday, as we only do UK,is if you breakdown on your way to holiday they take you there and if car not mended,will bring everything back to where ever each part needs to be

  • Jennyeb
    Jennyeb Forum Participant Posts: 36
    edited September 2016 #9

    Thanks for the advise, I will only be touring in UK I'm not brave enough to take the caravan over to Europe on my own. I have looked at Mayday ( Greenflag) and just might buy.

  • nelliethehooker
    nelliethehooker Club Member Posts: 13,636
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    edited September 2016 #10

    Thanks for the advise, I will only be touring in UK I'm not brave enough to take the caravan over to Europe on my own. I have looked at Mayday ( Greenflag) and just might buy.

    If you do go that way you should get a Free Night Voucher as an introductory offer, which could be worth  £30+ depending on choise of site, date of visit & number in your party.

  • Pippah45
    Pippah45 Forum Participant Posts: 2,452
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    edited September 2016 #11

    I have just had to call out the RAC to the CL I am at.  Something electrical discharged the battery to 3v Surprised in just 2 hours!
     I was going to move the car to hitch up position as I think tomorrow will be a wet start!  They were with me in just under 30 mins and hopefully recharged.  Fingers crossed for starting tomorrow but I can think of worse places to be stranded!  Thank you RAC.

  • BorisSnowhead
    BorisSnowhead Forum Participant Posts: 50
    edited September 2016 #12

    After comparing the options, went with RAC Arrivals from t'other club as was an annual package for the car and significantly cheaper.

    I've yet to read a bad review of Red Pennant but to me it was the price which was off-putting and Arrivals offers me everything I needed.

    Of course the proof will be if I need it!!!

    AS others have said - check van length carfelly with other companies to check you're ok. 

  • Metheven
    Metheven Club Member Posts: 3,987 ✭✭✭
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    edited September 2016 #13

    BS, the OP mentioned it would be for UK only so you can't compare Red Pennant as its for European cover.

  • BorisSnowhead
    BorisSnowhead Forum Participant Posts: 50
    edited September 2016 #14

    Good point! Sorry missed that

  • Metheven
    Metheven Club Member Posts: 3,987 ✭✭✭
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    edited September 2016 #15

    No worries Smile its made me look at the other clubs RAC Arrivals compared to my Mayday Green Flag.

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,135 ✭✭✭
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    edited September 2016 #16

    No worries Smile its made me look at the other clubs RAC Arrivals compared to my Mayday Green Flag.

    We have RAC Arrival, Dave. Couldn't fault them when we needed them - including being carried home from Scotland.

    They are amenable to negotiations re premiums. I ring them every year and they willingly reduce the cost of the premium. 

  • Metheven
    Metheven Club Member Posts: 3,987 ✭✭✭
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    edited September 2016 #17

    No worries Smile its made me look at the other clubs RAC Arrivals compared to my Mayday Green Flag.

    We have RAC Arrival, Dave. Couldn't fault them when we needed them - including being carried home from Scotland.

    They are amenable to negotiations re premiums. I ring them every year and they willingly reduce the cost of the premium. 

    I had a quick glance 'Tinny', perhaps a more indepth comparison when renewal nears in Feb. At the moment its two cars plus caravan plus homestart, in fact the full package for £124 with Mayday.

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,135 ✭✭✭
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    edited September 2016 #18

    No worries Smile its made me look at the other clubs RAC Arrivals compared to my Mayday Green Flag.

    We have RAC Arrival, Dave. Couldn't fault them when we needed them - including being carried home from Scotland.

    They are amenable to negotiations re premiums. I ring them every year and they willingly reduce the cost of the premium. 

    I had a quick glance 'Tinny', perhaps a more indepth comparison when renewal nears in Feb. At the moment its two cars plus caravan plus homestart, in fact the full package for £124 with Mayday.

    Ours is personal based which gives both of us cover in any car, whether as driver or passenger, plus homestart and the usual roadside assistance and carriage of cvan/MH with no weight or length limit. The price started at £197
    this year but I easily haggled it down to £116. 

    Sometimes you can get an offer on joining of a free year's membership of C&CC. 

  • DSB
    DSB Club Member Posts: 5,666 ✭✭✭
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    edited September 2016 #19

    We have Mayday too.  As well as the information other have given, if you have personal cover you are covered in any car, even if you are a pasender.  I was with my son once.  His car broke down and as I was in the car,  his car was recovered.

    David 

  • Wildwood
    Wildwood Club Member Posts: 3,581 ✭✭✭✭
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    edited September 2016 #20

    We have used Mayday twice and it was faultless so tend to stick with them. The RAC cover with C&CC was more expensive and I see no reason to have to haggle to get what I have already.

  • peedee
    peedee Club Member Posts: 9,383
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    edited September 2016 #21

    We have used Mayday twice and it was faultless so tend to stick with them. The RAC cover with C&CC was more expensive and I see no reason to have to haggle to get what I have already.

    It might be slightly more expensive but like Mayday it covers any size of vehicle and if you tour on the Continent it can work out very much cheaper for the larger vehicle when you add the European Cover option. As an RAC member, you also get free call outs
    for punctures, invaluable if you don't normally carry a spare wheel.

    peedee

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,135 ✭✭✭
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    edited September 2016 #22

    We have used Mayday twice and it was faultless so tend to stick with them. The RAC cover with C&CC was more expensive and I see no reason to have to haggle to get what I have already.

    Don't you query the renewal price on all insurance policies, WW? I do it regularly and it's rare not to get a reduction for the sake of a phone call. The days of paying up without question are long gone. 

  • Wildwood
    Wildwood Club Member Posts: 3,581 ✭✭✭✭
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    edited September 2016 #23

    We have used Mayday twice and it was faultless so tend to stick with them. The RAC cover with C&CC was more expensive and I see no reason to have to haggle to get what I have already.

    Don't you query the renewal price on all insurance policies, WW? I do it regularly and it's rare not to get a reduction for the sake of a phone call. The days of paying up without question are long gone. 

    I already get 20% discount as a retired employee on most policies but have rung to query theprice from time to time. The premium on Mayday though is too low to negotiate. I do not see the point of having to argue with the higher quote just to get it down
    to the level of thec lower one though.

  • Merve
    Merve Forum Participant Posts: 2,333
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    edited October 2016 #24

    I renew my Mayday every year- not worth trying to find cheaper cos I won't find better! 

  • RoyandBev
    RoyandBev Forum Participant Posts: 84
    edited October 2016 #25

    As with any insurance it is the quality of cover when you need it that matters the most, I for instance have stuck with my AXA car insurance despite getting cheaper quotes online. When I have spoken to them they have always managed to lower my renewal a
    bit but not match the others but they have tried and I know this about them.

    When I needed them a few years ago (not my fault someone reversed into my car) they performed faultlessly. Appraised my damage, (I could still use the car) a man turned up with a courtesy car on a beaver tail  on a pre arranged day, took my car away, 4 days
    later my car was returned and that was that all sorted from 1 phone call.

    Not breakdown insurance but the point is it is worth paying 50 quid more for something I hope I won’t need but I know will work if it has to.

    I am with Mayday for my breakdown cover it might be possible to get something cheaper but not by much, I 100% know if me or Bev breakdown in our motor home or car or someone else’s car and caravan there motor home or car Mayday will come to us and either
    get it going, get us to somewhere that can get us going or take us home.

    I can’t say I ever remember seeing on a forum here someone with a bad word to say about Mayday and Mayday know the power of a forum like this to get a bad reputation if not delivering the service promised

    So far I have never needed to call them and I hope I never will so I honestly hope I am throwing that money down the drain but if I do need them they will be there.

    I suppose my point is sometimes you do get what you pay for even if you don’t use it and hope you will never need to but if you need it, well you dam well need it to do the job and do it well

    Just my thought and of course I might be wrong

  • Wildwood
    Wildwood Club Member Posts: 3,581 ✭✭✭✭
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    edited October 2016 #26

    Mayday have had a few glitches reported on here but the overwhelming position is very good. I would not go elsewhere.

  • Dicksplat
    Dicksplat Forum Participant Posts: 8
    edited October 2016 #27

    Hi there hope I am not hijacking someone ,I have a swift corniche 19/4 but shipping length 7.2m I am looking for breakdown cover for U.K. And Europe and seem to be struggling because of length it only a single axel any advice would be appreciated 

  • commeyras
    commeyras Forum Participant Posts: 1,853
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    edited October 2016 #28

    Dick.  Look at ADAC they are about £100 and also cover you for UK (the AA would come out if in UK) so cheaper than the £112 mentioned earlier for UK only!  Length limit is 10m for caravan so that should not be a problem!

  • Dicksplat
    Dicksplat Forum Participant Posts: 8
    edited October 2016 #29

    Hi phoned AA today they said 7m is the max shipping length,do adac still cover British nationals 

  • OrionCalls
    OrionCalls Forum Participant Posts: 116
    edited October 2016 #30

    Have a look at a Nationwide flex plus account, it covers
    Caravans and trailers - 8 metres in length (including A-frame)  U.K. and European cover, it cost £10 per month but you get 3% on balances upto £2500 so it works out less than £4-00 per month if you get the maximum back. Also gives other benefits, well worth
    a look at their website for full details and exceptions of course

  • DougS
    DougS Forum Participant Posts: 327
    edited October 2016 #31

    Hi phoned AA today they said 7m is the max shipping length,do adac still cover British nationals 

    I would suggest Brittania (although they used to cover our 7.3 m single axle, I can't find the policy details on their website) OR try Safeguard (we have this cover) who have a bolt on CARAVAN breakdown cover which also covers the car (via AA)  if you also need caravan insurance. OR I'm certain Diane will supply exact details of how to contact ADAC if you decide you want to go that route. It IS a minefield so check that the cover is exactly what you need at a price you want to pay.

    Some but not all key points are cover for a CARAVAN breakdown, cover if the caravan and car are not connected (e.g. you are out for the day in the car and have a serious car breakdown or accident  which necessitates repatriation) Make sure they will also get the van.  Remember, repatriation is their decision not yours and you would have to pay for repair work over the cover that is within the policy (they will tow and deliver spares to wherever you are), I think.....