Newbie motorhome looking for breakdown cover

outinthesticks
outinthesticks Forum Participant Posts: 22
edited October 2020 in New to Caravanning & Touring #1

Just bought a 2019 Bessacarr & although it’s still covered by Fiat Assistance the dealer recommended I take out breakdown cover. Can anyone recommend a good firm - and one’s to avoid? It would be for UK cover, I’m assuming it will be cheaper to buy European cover for occasional trips as and when required. Thank you.

Comments

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,135 ✭✭✭
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    edited October 2020 #2

    There are many threads on this subject and there's a current one here -

    https://www.caravanclub.co.uk/club-together/discussions/information-technical-tips-advice/towcars-towing/green-flag-vs-rac-arrival/

    A lot of people opt for this club's Mayday (Green Flag) or the other club's RAC Arrival. Others are available. The important thing is to make sure the policy covers a vehicle of the dimensions and weight of your van and that you get the level of cover that suits you.

     

  • Kontikiboy
    Kontikiboy Forum Participant Posts: 304
    100 Comments
    edited October 2020 #3

    My wife’s car had standard cover from Mayday by Green Flag (CAMC) 
    for £103 pa, so I upgraded that cover to Premium which now also covers my Kon-tiki in the UK and last year we paid £134.    It is due again in Nov 20.    I checked with Green Flag before doing so about size and weight and it was OK.


    We always use CAMC Red Pennant for all travel abroad.

    BillC

  • Kasspa
    Kasspa Forum Participant Posts: 359
    edited October 2020 #4

    I insured my Mileo 243 through Comfort Insurance (Aviva) & whilst they offer breakdown cover I opted out due to Fiat Assistance which is valid for 2 years.... no point paying twice for the same thing!

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,135 ✭✭✭
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    edited October 2020 #5

    Good point, Kasspa. We dropped our RAC cover because we're at the start of our Camper Assist cover with Fiat. It’s worth reading about the cover Fiat give.

  • outinthesticks
    outinthesticks Forum Participant Posts: 22
    edited October 2020 #6

    Thanks for these replies, very helpful. Think I’ll stick with Fiat Assistance until it runs out, though need to check what it covers eg changing a wheel after a puncture.

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,135 ✭✭✭
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    edited October 2020 #7

    It’s enough cover for our needs. It'll bear checking but I think we've got Fiat Camper Assist for 3 years.

  • Kasspa
    Kasspa Forum Participant Posts: 359
    edited October 2020 #8

    Yes TW, I'm sure it says in handbook UK based vehicles get the 3 years & cover was quite comprehensive iirc, however as most things these days you need a lawyer to interpret all the small print wink

     

  • Essgeebee
    Essgeebee Forum Participant Posts: 14
    edited October 2020 #9

    I have the CMC's Green Flag cover for our towcar/caravan and today enquired if that cover would include a motorhome we intend to buy in the next few weeks. I'm pleased to say it does with no extra premium. We have had one occasion recently to use our Green Flag cover and the service was excellent.

  • DSB
    DSB Club Member Posts: 5,666 ✭✭✭
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    edited October 2020 #10

    If you have a motorhome it might be worth having Personal Cover with Mayday.  Personal Cover covers the person, so if you are in the MH, it should cover the MH.... if you also have a car, you will be covered in the car.  If you are a passenger in someone else's car, that car is covered.

    Just wondering.....  If the car breaks down when you are towing a caravan, the caravan is also recovered.  I would assume that, if you have a MH and tow a car, that the car would be recovered if the MH breaks down.... it just may be worth checking..

    Like others, we've always had excellent service from Mayday.

    David

  • tricia11
    tricia11 Forum Participant Posts: 131
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    edited October 2020 #11

    Would avoid anything to do with Fiat, they are rubbish,

     

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