Red Pennant

JohnDL
JohnDL Forum Participant Posts: 30

I've just booked my ferry to France for September through the Club but I can't get an online quote for Red Pennant.

I get this message: "Unfortunately we are unable to offer you a price for one or more insurance policies online."

I think it won't quote because my Romahome is 15 years old - if I fake the registration date it does give a quote.

I tried  ringing the Red Pennant number twice on Friday but gave up after being on hold for 45 minutes.

I'll try again tomorrow but in the meantime, does anyone know where I could get EU Breakdown cover for an older campervan? I've already got Mayday cover so I don't want something bolted onto my regular insurance policy.

John

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Comments

  • Unknown
    Unknown Forum Participant
    edited July 2020 #2
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  • birderbilly
    birderbilly Forum Participant Posts: 349
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    edited July 2020 #3

    but is the cover comparable ? for example with RP if you vehicle is not repairable they will send out a replacement towcar.  RP looks very comprehensive to me the cover from C&CC not quite so, depends on your attitude to risk I suppose. 

  • JohnDL
    JohnDL Forum Participant Posts: 30
    edited July 2020 #4

    I’ve had Red Pennant insurance a few times but fortunately I’ve never had to call on them while abroad. The reviews are nearly always very positive. 

    I’ve just found a quote from the RAC that doesn’t seem to exclude older motorhomes for £214 for annual cover. 

    I’ll try and get hold of the Red Pennant team tomorrow - hopefully I can get an answer within an hour unlike Friday!

    John

  • Unknown
    Unknown Forum Participant
    edited July 2020 #5
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  • eurortraveller
    eurortraveller Club Member Posts: 6,829 ✭✭✭
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    edited July 2020 #6

    At my age the cost of Red Pennant is completely out of the question.

    If I were going abroad this  year I might well take a breakdown/ recovery  policy with Eurobreakdown costing £75 for 90 days, or look to see what add ons to my annual car insurance are available - and then trawl through the comparison sites for personal medical cover on the best terms I can find.

    A replacement tow car from Red Pennant is actually a rarity - don't put too much faith in that - most breakdowns are repaired overseas within a day or two. 

  • Unknown
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  • Extugger
    Extugger Forum Participant Posts: 1,293
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    edited July 2020 #8

    I use Driver Guardian - it's surprisingly excellent cover at a very reasonable price. And they answer the phone very quickly too!

  • Unknown
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    edited July 2020 #9
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  • allanandjean
    allanandjean Forum Participant Posts: 2,401
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    edited July 2020 #10

    Hi David, On the site click on car, scroll down and there is an option to add a caravan.

    Just been listening to the doom and gloom re next year, post Brexit, and the affects on travelling to Europe, and seems we may go back to the 'good old days'! 

    Seems that HMG are sending out a 100 page guide to the possible changes.

    On the other hand someone else was saying they expected a deal.

    I am struggling with do I, or do I not, need to wear a face mask and don't need this extra uncertainty!

  • Unknown
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    edited July 2020 #11
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  • eurortraveller
    eurortraveller Club Member Posts: 6,829 ✭✭✭
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    edited July 2020 #12

    AD,   Let's see whether the UK government imposes a 90 day limit for European tourists coming here without visas  -  if so the Europeans will impose a similar limit on us.

    And in that case to stay longer than 90 days in Europe you will need to buy a long stay visa. The visaguide.world website spells out the current options  - and costs - for various countries including Spain.

    But all that might change after our government makes a decision.

  • Sandgroper
    Sandgroper Forum Participant Posts: 210
    edited July 2020 #13

    With you in  the 'sickened squad'.

    I take solace in the fact that I am in the 80+ bracket and that my trips will reduce anyway. Just thankful that I have enjoyed some wonderful fancy-free trips!

    Just waiting to see how the 'People' who voted B make out!!!!

  • SteveL
    SteveL Club Member Posts: 12,303 ✭✭✭
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    edited July 2020 #14

    Not only the 90 day issue. There is a report in today's Telegraph re passports advising folk not to leave it until it gets to 6 months to renew. Apparently they estimate there are more than 5 million people with passports valid for less than a year and they fear a rush as December approaches,

    It also says pet owners will have to start planning 4 months before any trip. Plus more alarming ( for me at least ) the EHIC will cease to be valid on December the 31st. I must admit I thought they were sorting that. Hopefully it's just that it will be called something else. Otherwise I hate to think what it will do to premiums for those of us with pre existing medical conditions.

  • JohnDL
    JohnDL Forum Participant Posts: 30
    edited July 2020 #15

    I've just bought an annual breakdown policy through Eurobreakdown as my 15 year old Romahome just fits into their 16 year age limit so I'm sorted for the next year anyway. It's significantly cheaper than CMC's quote when I fiddled the age of my camper to get a quote!

    Thanks for the recommendation Eurotraveller cool

    Sorry for bringing the thread back on topic - continue the Brexit discussion! sealed

    John

  • Unknown
    Unknown Forum Participant
    edited July 2020 #16
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  • DavidKlyne
    DavidKlyne Club Member Posts: 13,859 ✭✭✭
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    edited July 2020 #17

    In 1992 I had a six month sabbatical and for over 100 days we took off to Europe with the boys for a tour around Europe, all covered by Red Pennant by the way! Whether such restrictions were in place then I don't recall but I planned everything around taking the boys out of school from the late May  Bank holiday to the end of August. (you wouldn't be able to do that now!) No EHIC card but we did have our E111. We even had an encounter with the French Health Service when Simon got an ear infection. Being members of the EU certainly made travel no more of a problem than travelling from England to Scotland and many will miss that. Personally I regret the fact that we have left the EU but I can't change that and we have to get used to the fact that it will be different, how different we perhaps don't exactly know yet. It probably won't be the same as going back to 1992 with border controls for each country and different currencies. Once you have entered the EU the freedom to move between countries will no doubt be as easy as it is now. It would be interesting to know how many people actual travel to Europe and stay for longer than 90 days, it's probably not something that will impact of the majority?

    David

  • Extugger
    Extugger Forum Participant Posts: 1,293
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    edited July 2020 #18

    Apologies for not replying quicker David but as someone has pointed out, all the info is there and you can read the T & C's. It'll not suit all, but I've used them for 5 years now ( never claimed) and my renewal came to very little this year with their annual discount scheme.

  • Unknown
    Unknown Forum Participant
    edited July 2020 #19
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  • Unknown
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    edited July 2020 #20
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  • eurortraveller
    eurortraveller Club Member Posts: 6,829 ✭✭✭
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    edited July 2020 #21

    If I am reading things correctly the options will be....

    Up to 90 days in Spain free of charge.

    Up to 180 days with long stay visa €80

    Over 180 days apply for residency.

  • Unknown
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    edited July 2020 #22
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  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2020 #23

    You may embrace European culture of the different communities but not be in favour of the EU Commission. I would have voted to leave had I been able but I would not have been partying

  • JVB66
    JVB66 Forum Participant Posts: 22,892
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    edited July 2020 #24

    We voted by post as we do with all elections nowsurprised

  • Unknown
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    edited July 2020 #25
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  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2020 #26

    We couldn't do a postal as the necessary paperwork would have reached us at least 4 days after we were embarking on a 5 week tour. The person that would have cast my proxy vote was taken into hospital a day or two before poling day. I think that I found the result by asking a chap in Worcester and was pleasantly surprised

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2020 #27

    the people celebrating were perhaps unaware of the restrictions they would face.

    Maybe

  • commeyras
    commeyras Club Member Posts: 1,853 ✭✭✭
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    edited July 2020 #28

    I have had a look at the Eurobreakdown site and, yes, it is competitively priced.  BUT it is not quite the same as the RP equivalent in that the caravan is covered only if it is 'being towed at the time'; I have read this to be actually hooked up and on the road.  The RP equivalent covers you also if you have a problem with the caravan on site, as I once had, 2 yrs ago, with the 'road' electrics on my caravan when I came to hook up and test the lights!!.    The service was excellent.  When I called from the South of France I was told that a Club techie would contact me to see if he could talk me through the problem and self fix.  No,  so they arranged for a local company to come and fix.  All I paid for was the part not his time, which would have been the main element of the bill as it took him hours to find the problem.  More than covered the difference in cost between Eurobreakdown and RP.  The RP agent also offered to rearrange any ensuing travel arrangements (pre booked sites, ferry etc) but it was not necessary.

  • Unknown
    Unknown Forum Participant
    edited July 2020 #29
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  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2020 #30

    There are plenty in the rest of the EU that are not at all happy with the EU Commission.

  • Rufs
    Rufs Club Member Posts: 4,072 ✭✭✭✭✭
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    edited July 2020 #31

    there are some good posts here with useful information re Red Pennant plus some alternatives to Red Pennant, and there could be others out there who would like to contrbute but find a post that has now been hi-jacked by those who wish to discuss the merits or demerits of leaving the EU, come on moderator sort it out. yell