Green Flag or AA or RAC

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  • Eribanaut
    Eribanaut Forum Participant Posts: 26
    edited July 2018 #32

    If you don't mind, what cover do you have and what do you pay?

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #33

    Not at all.

    It's RAC Arrival via C&CC. As you can see, I've opted out of some levels of cover so it may not be a fair comparison for you.

    It’s personal based cover for two of us and covers us whatever vehicle we're travelling in, even as a passenger.

    The renewal premium was £221 and I haggled it down to £120.

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2018 #34

    About the same as we pay without haggling or reduced optionswith Mayday. I would not consider loosing 'onward travel'

  • huskydog
    huskydog Club Member Posts: 5,460 ✭✭✭✭✭
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    edited July 2018 #35

    I have Mayday for the car and motorhome ,and its premium cover with personal cover for £120

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #36

    Horses for courses, it matters not to me that I don’t have onward travel etc.

  • huskydog
    huskydog Club Member Posts: 5,460 ✭✭✭✭✭
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    edited July 2018 #37

    Exactly , its like all recovery/insurance you only find out how good it is  when you make a claim .....................

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #38

    And we have. Our first MH was carried home from Scotland with no arguments. The recovery wagon towed our trailer while we drove the toad.

    It's not an experience I’d want to repeat but we couldn’t fault the RAC.

  • PITCHTOCLOSE
    PITCHTOCLOSE Forum Participant Posts: 658
    500 Comments
    edited July 2018 #39

    And was it in one trip, or a succession of relays as favoured by the AA

  • Eribanaut
    Eribanaut Forum Participant Posts: 26
    edited July 2018 #40

    So it seems as if the RAC are very expensive compared to the equivalent Mayday cover.

    My big issue is the treatment of dogs as accessories, rather than living beings. The T&C's of most rescue insurance ultimately put the recovery of pets as your responsibility.

    I would imagine that there is a huge target market for the first insurer to consider pets as part of the "passenger" package.

    My current decision at the moment is to stick with Mayday and swallow a rental car cost at my own expense, although I was quoted over £250 last week, because the rental company weren't open over the weekend, so 3days hire, travel costs to pick up/drop off hire car and about £70 one-way supplement.

  • Eribanaut
    Eribanaut Forum Participant Posts: 26
    edited July 2018 #41

    Green Flag relayed mine in two lifts,....took them 9 hours to recover150 miles and they missed the closing time of the storage facility by nearly two hours, despite being advised of the closing time

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2018 #42

    The RAC relay, unlike Mayday, would not include recovery if bogged on site without a supplementary payment. I think that they may have amended that very recently.

  • Eribanaut
    Eribanaut Forum Participant Posts: 26
    edited July 2018 #43

    .....Ain't that the truth!

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #44

    They have. It’s now included.

    It's worth pointing out that with a MH, if it's in a garage your bed goes with it so bang goes the holiday. No amount of onward travel or whatever is going to provide a van on site to sleep and live in. If the MH breaks, then it’s a case of get on a train and have the van brought home once fixed. We even carry bags to pack our worldly goods in should that happen.

    PS. Relay is an AA service. The RAC scheme is Arrival.

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #45

    Two legs of the journey in view of the distance. One recovery company from Glasgow took it to Preston and, the next day, it arrived in Cornwall carried by a Lancs company.

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #46

    To me, it represents value for money at £120. Although I’d reconsider at the full price, at the end of the day, I’m happy with the service provided and cost isn’t everything.

    Incidentally, we had a dog at the time of the rescue I outlined and he travelled with us in the toad. Had we not had the car, we would have hired one or caught a train to bring him and us home. 

     

     

  • Eribanaut
    Eribanaut Forum Participant Posts: 26
    edited July 2018 #47

    Surely it's an option to have your MH recovered to your holiday site and onward to your home address?.....At least you could have your holiday.

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #48

    And not be able to turn a wheel even to get to the MHSP? No thanks.

    Option or not, it wouldn’t be practical, especially as we tend to tour and only stay on each site for one or two nights. It’s a different mindset from the days of yore when we holidayed in a caravan and stayed in one place for 5-7 days.

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2018 #49

    Also worth considering that because a motorhome needs a repair it does not mean it cannot provide accomodation. We were unable to use the car for 3 days due to a stone puncturing the power steering coolant line and waiting for parts. If we had been in a MH we could have still used it whilst sited at Sandringham and been without for about 4 hours. If the repair for some reason took longer than expected we would be able to be covered for accomodation. Also if we broke down going to a hotel by car to meet with friends (for example) we would be taken to the hotel and brought home after the weekend.

  • Eribanaut
    Eribanaut Forum Participant Posts: 26
    edited July 2018 #50

    In view of that reply, I agree,....you're screwed!

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #51

    Yep, you got it! 👍

     

    Easy, the case you quote is a simple ‘day job’. No garage in the Glasgow area could touch our van for 3 weeks. Sleep and live on a garage forecourt for that time? Hardly!

  • johndailey
    johndailey Forum Participant Posts: 520
    100 Comments
    edited July 2018 #52

    Thank you David. Your explanation has made me think that I should use Mayday

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2018 #53

    I had a chipped front brake disc on Christmas Eve one year. Sorted with new discs etc day after boxing day. Not everywhere has a 3 week delay laughing

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #54

    That was on your Fiat 4.25t commercial vehicle, was it? wink

    Weren't you the lucky one. laughing

     

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited July 2018 #55

    Did I say it was? Are all Fiat 4.25 breakdowns necessitating 3 weeks off the road? 

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,146 ✭✭✭
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    edited July 2018 #56

    How would I know? undecided

  • johnsonstephen257
    johnsonstephen257 Forum Participant Posts: 4
    edited August 2019 #57

    I have been an RAC member for 12 years (and most recently an RAC Arrival member).  I have breakdown cover for 4 cars plus caravan.  Every year they jack up the premium, and every year I ring them up and threaten to leave.....and they reduce the price!  This year my RAC Arrival premium has increased from £220 to £329.  I sent them two emails asking for an explanation (couldn't bear the call centre waiting time).  Got no reply.  Rang Mayday; got the same cover for £186.  I have emailed RAC to cancel my renewal (don't expect I'll get a reply).  That's customer loyalty for you!

  • Norris
    Norris Forum Participant Posts: 20
    edited August 2019 #58

    Ensure whoever you choose will cover you if theres a problem with your caravan whilst towing. That may seem obvious but some policies might only cover you if your car breaks down whilst you're towing, and not if theres a caravan fault such a caravan tyre blowout, or accident where only your caravan is damaged.

     

    I've always remained with Caravan Club Mayday with Greenflag as if you breakdown whilst enrolee to a CC site, they recover you and your caravan and take you to the CC site, and then take your car to a garage for repair. If your car isn't repaired at the end of your holiday they take you and your caravan home.

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