Towcar Insurance for 65+

Hedgehurst
Hedgehurst Forum Participant Posts: 576
100 Comments
edited April 2019 in Caravan & Motorhome Chat #1

I'm due to renew my car insurance soon - Volvo V70, me being over 65 with a clean record and a 5 metre caravan to tow from time to time.

I'm currently with LV= but will welcome other people's experience with firms offering rates for over 65's. I looked up some with mixed joy: Rias reviews, for example, seemed all to say "avoid".

There have been several threads on caravan insurance recently, but my search didn't find much about car insurance other than the discussion about longer vans than ours.

Thanks, and I hope you've had a good bank Holiday smile

Comments

  • DaveCyn
    DaveCyn Club Member Posts: 339 ✭✭✭
    100 Comments
    edited April 2019 #2

    Also with LV & very happy with them.

    Premium has actually gone down in the last 2 years.

  • eurortraveller
    eurortraveller Club Member Posts: 6,829 ✭✭✭
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    edited April 2019 #3

    Use the well known comparison sites - Moneysupermarket.com, Confused.com and so on - and put your details in. Then choose a Defaqto 5 star policy which meets all your requirements from the ones on offer. 

  • Wherenext
    Wherenext Club Member Posts: 10,607 ✭✭✭
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    edited April 2019 #4

    Plus, don't forget to contact them before taking policy out to make sure they know vehicle has a towbar as they classify that as a modification. If you put that into the search engine you'll just get a lot of No Quotes as the sites can't distinguish a minor alteration from a major one.

    We were with LV= and only moved due to price. Currently with General Accident after using one of the comparison sites. They seem ok but the proof of the pudding etc. Hopefully I'll be on a diet and won't eat any pudding.smile

  • Tigi
    Tigi Forum Participant Posts: 1,038
    500 Comments
    edited April 2019 #5

    Try SAGA you can get an on-line quote. All the documentation is on line and is clear, fortunately I haven't had to claim so far.

  • lornalou1
    lornalou1 Forum Participant Posts: 2,169
    1000 Comments
    edited April 2019 #6

    Have you tried "age concern" as they do insurance

    www.ageco.co.uk/car-insurance‎

  • cyberyacht
    cyberyacht Forum Participant Posts: 10,218
    1000 Comments
    edited April 2019 #7

    I got a quote from them some years back. They weren't cheap.

  • Wildwood
    Wildwood Club Member Posts: 3,581 ✭✭✭✭
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    edited April 2019 #8

    Personally I would never use NV after one of their insured's ran into my car. It is only because I spent my working life handling insurance claims that I got what I was entitled to, and their telephone advice and correspondence to me was at best, just factually incorrect, on the items I could claim for. Basically they tried to pay me nothing when they knew that a claim was valid and reasonable.

    I am currently with General Accident although have not had a claim to test their service. More Than handled my claim well but put the next premium up so I left them.

     

  • EasyT
    EasyT Forum Participant Posts: 16,194
    1000 Comments
    edited April 2019 #9

    Who is NV Wildwood?

  • Wildwood
    Wildwood Club Member Posts: 3,581 ✭✭✭✭
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    edited April 2019 #10

    Sorry a typing error and it should be LV.

  • LeTouriste
    LeTouriste Forum Participant Posts: 348
    edited May 2019 #11

    My car insurance was through the CAMC when I changed from an 09-plate VW Touran to a 2017-plate VW Caravelle in July 2018.  Come renewal in Dec 2018, the renewal quote was £1,707 !!!   After searching the comparison web sites, I finally went with Admiral and the premium was just over £744, which is probably not too bad considering the value of the new vehicle comparing to that of the Touran.  I am 83, BTW.

  • commeyras
    commeyras Club Member Posts: 1,853 ✭✭✭
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    edited May 2019 #12

    Never had any problems with quotes for tow car.  Every year I shop around and take best quote that meets my need.  Coincidently, it was the Club this year!  Max no claims, age 75, Europe cover for at least 3 months a year.  Just click 'Modification' then 'tow bar' on the comparison sites; never noticed a loading.

  • Oneputt
    Oneputt Club Member Posts: 9,144 ✭✭✭
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    edited May 2019 #13

    I’m with LV and same as DC my premiums have decreased over last 2 years and my car has been modified

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