What are you all up to

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  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15842

    Yes, SteveL,  £446 per month saving in site fees plus £225 per month saving in petrol because of the Smart Electric car. So that totals £671 per month cost saving!

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15843

    I guess that I have well over £12,000 available to me on CC and probably much more (never checked but I have at least 5 cards and know that one has £7,500 and another over £3,000 when I last noticed. Does that make my disposable income greater Malc? 

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15844

    Less increased car payments of course.

    Complicated business is finance!

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15845

    No EasyT because you're talking there about available credit rather than disposable income! One of my credit cards has a £10,000 credit limit but I've only used £6200 out of it, leaving me with £3,800 available. I have two other credit cards on top of that.

  • Metheven
    Metheven Club Member Posts: 3,987
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    edited February 2018 #15846

    Exactly Malc👍👍👍It's how the country finances itself by being permanently in debt and we're OK so far laughing

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15847

    No EasyT because you're talking there about available credit rather than disposable income!

    I said that finance was complicated Malc

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15848

    What's complicated about it, EasyT? It seems to be working well enough for me, in that in the two and a half years since my return from China, there has never been any shortage of available funds!

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15849

    Whilst talking of money I was quite happy with NP&I's bond offering 2.17% monthly paid interest

  • SteveL
    SteveL Club Member Posts: 12,391
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    edited February 2018 #15850

    Any updated on when that will be available M?

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15851

    I think Malc should start a new thread when the EV arrives. I will be interested

  • redface
    redface Forum Participant Posts: 1,701
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    edited February 2018 #15852

    Oh well, looks like I will be sitting in this armchair, studying the local wildlife struggling through 6-8 inches of the white stuff for the rest of the day.

    Drat I will have to move to get some food and drink at sometime.

  • Goldie146
    Goldie146 Club Member Posts: 2,502
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    edited February 2018 #15853

    A bit of snow overnight, but nothing that has stopped our normal work.

    The temperature has just crept above freezing but it's chilly out of the sun.

    I took pity on my husband this morning and made porridge for when he came in for breakfast at 08:00 (having survived as usual on a banana since 05:00).

    And no "snow day" for our grandsons. They walked down the lane to catch the school bus as normal.

  • SteveL
    SteveL Club Member Posts: 12,391
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    edited February 2018 #15854

    plus £225 per month saving in petrol

    Thats a lot of miles for work M when your stopping at NF. Even at only 30 mpg it's over 1200 miles a month.🤔

  • triky auto
    triky auto Forum Participant Posts: 8,689
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    edited February 2018 #15855

    surprised I see in the March issue of the Mag'  page 13 ,Crystal Palace site is CLOSING in December !! Shame ,good location !! undecided.

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15856

    Not a site that would interest me but I agree that it is a shame Tricky

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited February 2018 #15857

    This is a financial position you should be envious of, cariadon!

    I am not in the least bit envious of your mounting debts, My husband and I can live comfortably on money we invested in our younger days, all we have is paid for, it appears our outgoings are a lot less than yours and when we qualify for pension we will be better off again.

  • Milothedog
    Milothedog Forum Participant Posts: 1,433
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    edited February 2018 #15858

    It must be me? how can you say you have a disposable income when you have to use said money to pay back what you have borrowed in the first place. ?

  • triky auto
    triky auto Forum Participant Posts: 8,689
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    edited February 2018 #15859

    wink Warmed up a bit now ,and snow melting in some sunshine .Reports of 4 inches over near Maidstone/Tonbridge areas.I,m staying in today (any excuse !! ) no B/yd .undecided.

  • trellis
    trellis Forum Participant Posts: 1,102
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    edited February 2018 #15860

    Malcolm, I'm guessing here ,but if your brother's monthly substantial financial gifts to you suddenly dry up,you could be "up the creek ,without a paddle"in no time.

  • Wherenext
    Wherenext Club Member Posts: 10,852
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    edited February 2018 #15861

    Is there life on this thread outside of Malcolm? I haven't got the willpower to plough through all of the posts just to find the odd one that doesn't want to talk about MM's finances or married life.

    Anyway managed to get out and about this morning to replenish the empty store cupboards so have enough food until Saturday now.

    Take care all of those in caravans or out and about enjoying the snow with grandkiddies.

  • Wherenext
    Wherenext Club Member Posts: 10,852
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    edited February 2018 #15862

    We stayed there on year, many moons ago. We arrived to a police cordon around the area and police helicopters overhead.

    We were allowed through the cordon and the policeman said that they were trying to get Swampy (remember him) out of the trees that he and his mates had ensconced themselves to stop them from being felled. It made a very interesting stay. Nice of the club to put on some entertainment.

  • Oneputt
    Oneputt Club Member Posts: 9,165
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    edited February 2018 #15863

    Had a lovely walk in the marshes playing snowballs and making tracks.  When we arrived daughter planned to take their Lotus Elise to work but i persuaded her to take my car.  Although sun out temperature is only zero.

  • neveramsure
    neveramsure Forum Participant Posts: 713
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    edited February 2018 #15864

    Yes WN, it is more like What is MM up to than All up to.undecided

     

    We had one inch of snow overnight and a few heavy snow showers today. The upside is that the dog loved running in it this morning.laughing

     

  • neveramsure
    neveramsure Forum Participant Posts: 713
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    edited February 2018 #15865

    We have stayed a couple of times on this site but much prefer Abbey Wood. Not that I have any plans to visit London any time soon, the exhaust fumes play havoc with my throat.  

    It was nice to have a choice of sites though, as both can get very busy.

  • Tammygirl
    Tammygirl Club Member Posts: 7,960
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    edited February 2018 #15866

    Funny old day today, woke up to a sprinkling of snow and nice sunshine, then we got a very heavy flurry, complete white out. Within an hour the snow had all gone with the sun out once again. Haven't been outside yet but it looks cold. At lunchtime we had another heavy fall of snow but its all gone now.

    Time to go into town to fill up with fuel ready for our early Thursday morning drive to Glasgow, hope the roads are clear. Tomorrow we have an Amber warning for our area, hope they are prepared for it and keep the roads open, our main worry will be getting out of the village.

     

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15867

    I guess it's because I'm over 65 and in receipt of a state pension, therefore no longer paying NI.

  • SteveL
    SteveL Club Member Posts: 12,391
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    edited February 2018 #15868

    Keeps snowing heavily from time to time and then the sun comes out. Only a few cms  have accumulated but it is bitterly cold.

    Spent some time on the booking system and was very pleased to see Cirencester now has some service pitches. Not sure if these were  installed during the winter closure, however the site plan does not show them. I rang the site to check they actually existed before booking one. Good value currently as you get mid week discount on them.😀

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15869

    About £100 a month more on car finance, EasyT.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15870

    No, not yet. The contract says delivery by 1st July but the salesman said it would take 3 to 6 months after the order was placed in December 2017.

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15871

    We went to the house address to collect our mail and swap over the cars. Now we're back on site with the Smart car ready for this evening's shift.

    Heavy snow here this morning and freezing temperatures. For the first time the caravan waste pipes are all frozen so can't drain water in the kitchen sink or washroom basin.

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