Towergate caravan insurance

Watendlath
Watendlath Forum Participant Posts: 232
edited August 2017 in Club Products & Services #1

Hi Guys

I have received my insurance renewal quote from CMC and, as usual, had to do a double take on the amount being asked so I decided that this year I would do some additional quote research.

I found that the quote from Towergate was £50 cheaper and with a lower excess than CMC.

Has anyone had any experience, good or bad, with Towergate before I make a decision?

Thanks

Comments

  • Bakers2
    Bakers2 Forum Participant, Forum Participant Trusted Posts: 8,295
    2,500 Likes 1000 Comments Name Dropper
    edited August 2017 #2

    Used them for travel insurance 7 years ago. Had to make a claim, for hospitalised  food poisoning, paid up no problems.

  • rjb
    rjb Forum Participant Posts: 118
    edited August 2017 #3

    I had the same shock as you and went with saga towergate quoted and there was very little in it both good reputable company's

  • moulesy
    moulesy Forum Participant Trusted Posts: 9,412
    5,000 Likes 1000 Comments
    edited August 2017 #4

    We use Towergate Insurance for our static - not had to make a claim yet, fortunately, but our neighbours did for total replacement of a shower cubicle and were very impressed at the stress free way everything was dealt with! smile

  • EasyT
    EasyT Forum Participant Posts: 16,194
    1000 Comments
    edited August 2017 #5

    Towergate has a good reputation I believe. I have £200 excess with CC and that suits me fine. No idea on the extent of cover for comparison. If over 50 test Saga as well

  • DougS
    DougS Forum Participant Posts: 327
    edited August 2017 #6

    Had an end panel renewed with Towergate, after accident, no problem, professional throughout.

    Next premium went up so moved to Staysure (part of Swinton) as the package of insurance and breakdown was best for us. No idea of their claims performance.

  • nicke
    nicke Forum Participant Posts: 31
    First Comment
    edited August 2017 #7

    2nd year with Towergate. no problems at all. lower excess over £100 cheaper than cmc.quoted this year £330 cmc. paid £190 Towergate. nuff said.

  • Watendlath
    Watendlath Forum Participant Posts: 232
    edited August 2017 #8

    Thanks guys, food for thought

  • TONY56
    TONY56 Forum Participant Posts: 5
    edited February 2019 #9

    For anybody looking at this thread,

    I have just had my caravan renewal due Feb 2019 and the amount of the cost to insure my caravan Swift Challenger 570 2012 has gone up by    66.375%

    from £411.32 to £684.37 I know some of it is insurance tax but !!

    Have to go and ask my employer for a raise of the same %..

    Bottom of letter states " You have been with us for a number of years. You may be able to get the insurance cover you want for a better price if you shop around" 

    Are they trying to tell loyal customers they dont want them? Customer service charge online is far less than the £35-00 I've been quoted!

    I am just starting my search for better price for the same cover, may be sometime!undecided

  • Wildwood
    Wildwood Club Member Posts: 3,698
    1000 Comments 250 Likes Name Dropper Photogenic
    edited February 2019 #10

    Towergate are brokers and place the business with an insurance company. Towergate are a reputable company, but I do not know who the insurers they use are for this business are. It is the insurer you need to check out rather than the broker, so do ask them before you decide.

Categories