EU Pet Insurance cover 60+ days

montesa
montesa Forum Participant Posts: 168
edited March 2017 in Overseas Campsites & Touring #1

Hi all,

Renewal time for our Pet Insurance - one multilingual terrier.

Previous was John Lewis but now +35% as new customer first year discount's gone.

Any tips for decent cover v cost Pet Insurers for 28/3/17 onwards who will also give the EU cover for over 60 days overseas within the policy term duration.

C&MC Pet Insurance (brokers to AXA) say that it's 60 days max per year in EU with them.

I'm hopeful we will be 60+ days in EU this Autumn & Winter so that's the important bit.

Any info or feedback very much appreciated.

Happy Springtime to all 

Comments

  • ValDa
    ValDa Forum Participant Posts: 3,004
    1000 Comments
    edited March 2017 #2

    Sorry, can't help, because we don't insure our pet, but it would seem from 'googling' that it can be difficult to find insurance which covers a longer period.  It may be one of those issues which you need to ask a specialist broker for help, rather than the 'comparison sites' which deal with standard issues.

    We do take our cat to France, where she spends longer than 60 days,  (Last year we were there for six months in total) but we will have to stand any costs which ensue as a result.  I think you have to weigh up the risks, balancing the costs for insurance, against what costs you might be prepared to cover yourselves.

  • Metheven
    Metheven Club Member Posts: 3,987 ✭✭✭
    1,500 Likes 1000 Comments
    edited March 2017 #3

    I have Petplan with 90 days in EU countries, or Aviva has 180 days.

  • montesa
    montesa Forum Participant Posts: 168
    edited March 2017 #4

    Thanks,

    Will do some further research and quotes for these.

  • Pippah45
    Pippah45 Forum Participant Posts: 2,452
    1000 Comments
    edited March 2017 #5

    I don't insure my dogs in this country either but I do have 3rd Party insurance with Dog's Trust - abroad I could only find E & L who would insure them for France but I couldn't tell you how long they do it for as I wasn't away long. 

  • Quasar524
    Quasar524 Forum Participant Posts: 148
    edited March 2017 #6

    Likewise, Dogs Trust third party cover, but gave up insuring my Lab (now in his 12th year) when he turned 6 and the premium from Direct Line went up to nearly £600 a year, a close to 40% increase on the previous year.   I calculated that, at that rate of increase, over his potential lifetime I could end up paying close to £10k total premiums.  I decided then to take on the risk myself, and so far that has worked out.

    Everyone who owns a dog should join Dogs Trust, the insurance comes with the membership.  Note though that the terms are quite strict, cover for dogs when off lead is minimal.

  • Quasar524
    Quasar524 Forum Participant Posts: 148
    edited March 2017 #7

    One thing I would add is that when travelling in Europe with the dog I always pay the extra and travel with Red Pennant cover as that is the only breakdown policy I have found which (for a £3 fee) will include pet repatration in the cover.

  • Robbie41
    Robbie41 Forum Participant Posts: 14
    edited March 2017 #8

    I have recently moved from John Lewis to More Than for my younger Cocker Spaniel, as JL increased the monthly premium by ten pounds. Both are underwritten by RSA.  Jamie's cover is £23 per month and he has the Premier policy which covers  European  travel for sixty days.

    Unfortunately, I couldn't move from John Lewis for my older Cocker as he has Epilepsy.  JL increased his premium to £1,050 per year.

  • crissy
    crissy Forum Participant Posts: 154
    edited March 2017 #9

    Saga give no maximum number of days but there is an age exclusion. 8 or 9 years depending on policy type. 

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