Caravan Club Insurance

newbiejono
newbiejono Forum Participant Posts: 13
edited September 2016 in New to Caravanning & Touring #1

Hello, was about to take out Caravan club insurance, However, i was thinking, Would they require a recipt for caravan if stolen ? i purchased my van private.

Also is CRIS registration a requirment ? Not done this yet.

Comments

  • Pippah45
    Pippah45 Forum Participant Posts: 2,452
    1000 Comments
    edited September 2016 #2

    It will be difficult to sell on in some cases without up to date CRIS and it's a fairly cheap safety feature.  (A friend was caught out last year and lost him some money with the delay). Don't know about the receipt but can't you get a written one from the seller it wouldn't need to be fancy.  

  • paul56
    paul56 Forum Participant Posts: 937
    500 Comments
    edited September 2016 #3

    There is a Glass's guide to used caravan prices and I suspect this is what they will refer to if necessary. 

  • BillandMargaret
    BillandMargaret Forum Participant Posts: 37
    edited September 2016 #4

    Yes it would help if you had a receipt for your van if it was stolen etc. Lost my van in May due to a fire. The Insurance Company require all info regarding the van & contents. This includes all or as many as possible for everything that is in or fitted
    to the van. Ref the CRIS, lost mine in the fire. Cost for a copy £10.00, again the insurance need to see these documents should anything happen.The more items you cover the better the out come.

  • Fysherman
    Fysherman Forum Participant Posts: 1,570
    1000 Comments
    edited September 2016 #5

    Do you think it would be worth taking photo's of your open lockers showing what you pack or do you think the insurance company would not accept this?

    Would be a nightmare trying to find receipts if the worst happens.

  • BillandMargaret
    BillandMargaret Forum Participant Posts: 37
    edited September 2016 #6

    The insurance would not accept this as proof. We spent ages going through what we could remember what was in each individual cupboard etc. Did not have receipts for every thing, but gave a brief year/price purchased. You would be surprised what we carry
    in the vans, when it comes to a total inventary of items. On a rainy day, just go through the van contents---WOW.

  • newbiejono
    newbiejono Forum Participant Posts: 13
    edited September 2016 #7

    As caravan was purchased privste, my recipts says $4500, sold sd seen, and signed by preivous owenerr. on a bit of scap a4. Would this be ok.

    i have registered with CRIS now.

    Out of intrest, is CRIS checks take weeks, how are you meant to purchase second hand vans private.

  • Wildwood
    Wildwood Club Member Posts: 3,581 ✭✭✭✭
    1000 Comments Photogenic
    edited September 2016 #8

    What you have to produce depends a lot on the insurer and even who there is dealing with the claim. They will ask for proof you own it so getting thr CRIS documentation will help. Even buying privately you should get a receipt from the seller.

    If you have no receipt you can produce the bank statement for that date showing any transfer or cash withdrawl or bank loan documents. Do however photograph it in several different locations. Receipts for larger items also help.

    Receipts for everything are not needed and if the insurer is in your opinion being unreasonable then complain.

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