Sprite Major 4 sb

armourer
armourer Forum Participant Posts: 218
edited December 2015 in Caravans #1

finally put a deposit down on a new sprite major sb 4

when i go to pay the remainder would you advise and how much should i pay them with my credit card ?

as i believe that way the credit card company can fight your corner for you if you have any future  warranty claims  ie not fit for purpose or sale of goods act.

has anyone ever done this and did it help when a dispute arose with the dealer or manufacturer ??

Comments

  • rogher
    rogher Forum Participant Posts: 609
    500 Comments
    edited December 2015 #2

    I would love to use my credit card to pay for such a large amount as I get 1% back on all transactions but would not expect that to be acceptable to the dealer. I imagine that their charges are even higher (4%?), so am happy to spare them that expense and
    gain some good will. I choose a dealer that I trust. If something went wrong I would not expect the fact that I hadn’t paid by credit card to affect my position.

  • Boff
    Boff Forum Participant Posts: 1,742
    1000 Comments
    edited December 2015 #3

    Basically it would seem that if you pay something on a credit card then you get lots of extra protection.  The credit card company becomes jointly liable with the seller if you have a problem.  The point is you don't have to pay it all on a cc. 

    This link might be interesting

    http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases

     

  • Wildwood
    Wildwood Club Member Posts: 3,585
    1000 Comments 250 Likes Photogenic
    edited December 2015 #4

    Basically it would seem that if you pay something on a credit card then you get lots of extra protection.  The credit card company becomes jointly liable with the seller if you have a problem.  The point is you don't have to pay it all on a cc. 

    This link might be interesting

    http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases

     

    I agree with Boff but would always advise using a credit card to pay the deposit. That gets you the protection as above but also covers you if the dealer goes bust before you get the new caravan.

  • IainM1970
    IainM1970 Forum Participant Posts: 170
    edited December 2015 #5

    Yes I always pay my deposit on credit card.

  • Richard M
    Richard M Forum Participant Posts: 41
    edited December 2015 #6

    Defo use your credit card for the deposit.

  • Wildwood
    Wildwood Club Member Posts: 3,585
    1000 Comments 250 Likes Photogenic
    edited December 2015 #7

    If you use a club credit card you can get a few days site fees. Other cards can get you cash or vouchers so while not great it al helps.