Damage to my car
Comments
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Only if he is 10 years old +. WW.
I doubt a child of that age has assets to cover what this is going to cost.
You cannot just have it resprayed by a competant person and maintain the manufacturers guarrantee. It has to be done by a main dealer or manufacturer approved workshop and the work will involve a strip back to primer then paint match, re-spray and baking
in a heated facillity. Laquer might also be needed depending on the paint. £1k is about right for a single door panel unless it is dented then it will be more.I still don't see it costing a £grand .... even at a dealers. The last repair I had done by a so-called approved MB repairer looked like the apprentice had done it
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Good God .... how to blow something completely out of proportion! You say you were stopped for 5 econds bofre he hit you .... couldn't you find the car's horn in that time?
Write your comments here...You amaze me Molly Mummy, I wonder if you would be talking the same way if it were your new car that had been damaged? I think not some how....SG2
I think if I'd have had 5 secs from stand still to impact ..... ignoring the time before hand ..... I'd have avoided the incident.
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..... Sue if necessary but,hopefully, it won't come to that.
Can you sue a minor?
You can sue the parents who are responsible.
I've no idea ...... is it not the CC that'sresponsible on their site?
No, the parents are responsible for the actions of their minors. Simply because the incident happened they were negligent in the care they were providing.
And you know that for sure or is that in your opinion
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The answer has already been given, contact your insurance, give them the details of the other party and its out of your hands. Simple. That's why you have insurance.
I would also add to the above that this is a case that I would hand to a claims management company. They will take full charge of the problem. You will get you car repaired and returned swiftly without fuss and they normally provide a hire car whilst your
is off the road. The entire cost is claimed back from the other party, including any expenses you may wish to claim. Your dealer may suggest this and put you in touch with such a company.Write your comments here...well you could but not sure why you would when u have an insurance company
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The answer has already been given, contact your insurance, give them the details of the other party and its out of your hands. Simple. That's why you have insurance.
....and then sit back and watch your premiums go up for the next few years......
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The answer has already been given, contact your insurance, give them the details of the other party and its out of your hands. Simple. That's why you have insurance.
I would also add to the above that this is a case that I would hand to a claims management company. They will take full charge of the problem. You will get you car repaired and returned swiftly without fuss and they normally provide a hire car whilst your
is off the road. The entire cost is claimed back from the other party, including any expenses you may wish to claim. Your dealer may suggest this and put you in touch with such a company.These companies are, in the main, a bunch of shysters.
They will lend you a car, at an exhorbitant fee, along with more exhorbitant fees for solicitors etc., which they will then try to claim back from the third party. Be warned, the third party's insurers will fight tooth and nail against those charges and
the claims management company will eventually, in all probability, come back to you for the money.I speak from experience. Although they didn't get anything from me, because I made sure that possibility was covered (and closed off) in writing at the time of signing up - they just didn't bother to read / act on my correspondence and amendments to their
forms, where I said that I would never be responsible for any of their costs, whatever happened.0 -
Just get off the Forum where your brain will get 'addled' and get on your phone to whoever holds your insurance policies, ask for their advice on how to pursue it.
Advice on here will have you having them hung, drawn and quartered before displaying them on a Caravan Club flagpole at the wardens office.
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The CC as the organisation in charge fo the site has a responsibility towards customers to ensure that its rules are obeyed. Clearly they have allowed children to cycle the wrong way around the roads on the site which is contrary to their rules and guidelines.
It is correct that incident was reported to the police because one never knows if the other aprty will creat an issue at a later stage. However the OP should also report the incident to their insurance company and let the insurance company handle the issue.
This is another good example why cyclists should not be allowed to cycle at random around a caravan site and be using the roadway as a race track. After all there is a very good reason for having one way signs and a speed limit which si there for aALL to
obey!0 -
Thanks for everyone's comments. We were driving the correct way down the one way system when the boy cycled towards us so we stopped (not moving), the after 5 ish seconds the boy who was looking over his shoulder and not looking where he was going cycled into my car. The scratch is the full length of the drivers door so a "couple of hundred" won't be close to what it's going to cost.
It was the CC warden who told us to report it to the police! Part of the issue is, as the car is new it has to be repaired to the manufactures specification which will cost more but if we had to go through insurance (and hopefully we won't have to) which insurance do I claim from? It didn't involve any other vehicles so I can't claim off their car insurance. It didn't involve their caravan so I can't claim off that.
Just one question which might get asked if this goes pear shaped further down the line; on seeing the child approaching you and not looking where he was going, did you sound your horn to warn him of your presence?
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The CC as the organisation in charge fo the site has a responsibility towards customers to ensure that its rules are obeyed. Clearly they have allowed children to cycle the wrong way around the roads on the site which is contrary to their rules and guidelines.
It is correct that incident was reported to the police because one never knows if the other aprty will creat an issue at a later stage. However the OP should also report the incident to their insurance company and let the insurance company handle the issue.
This is another good example why cyclists should not be allowed to cycle at random around a caravan site and be using the roadway as a race track. After all there is a very good reason for having one way signs and a speed limit which si there for aALL to
obey!Another advocate of 'Boot camp CC'
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"This is another good example why cyclists should not be allowed to cycle at random around a caravan site and be using the roadway as a race track. After all there is a very good reason for having one way signs and a speed limit which si there
for ALL to obey!"Correct and yet so many folk on here appear to be relatively relaxed about adults deliberately driving in excess of the speed limit, yet demanding action when children cycle at apparently reckless speeds.
To be clear, in my experience, neither is a huge problem on CC sites, but of the two it is definitely the former which is more common.
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Yes, many do and some for a lot longer than that. Just depends how you are built and you don't really have a lot of control over it without specialised training.
The brain gets overloaded with information and cannot process what is happening.
That's (one of the reasons) why very few can fly fast jets and operate complex weapons systems at the same time.
A fast jet pilot would probably have assessed the situation, put the car into reverse, done a j turn and parked it up safely away from the child in those 5 seconds.
Most people would just stare at the approaching child in total horror.
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It may begin to slow down DD if you stop coming up with crazy ideas
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I haven't read through all the entries but this is purely a civil matter no need to report to police. The incident occurred on private land to which the general public do not have access to and therefore not subject to the Road Traffic Act. I'm surprised
that the police agreed to take any details and provide an incident number. Whether the child was injured or not is irrelevent (fatality excepted).0
