A Good Way To Increase CL Numbers?

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  • JVB66
    JVB66 Forum Participant Posts: 22,892
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    edited March 2020 #32

    Yes?undecided

  • Tinwheeler
    Tinwheeler Forum Participant Trusted Posts: 23,335
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    edited March 2020 #33

    So why make your previous erroneous statement?

    That was rhetorical - no answer required.

  • JVB66
    JVB66 Forum Participant Posts: 22,892
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    edited March 2020 #34

    MY post to cholsey grange cl was adviseing some of the wording of the report I made via CT if youd read my postm      which then  seems to have resulted in a replywink

  • Johnny57
    Johnny57 Club Member Posts: 369
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    edited March 2020 #35

    One CL who's insurance is due to renew soon has reported that the new insurer wanted 50% more than the premium they paid last year!

  • DaveCyn
    DaveCyn Club Member Posts: 352
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    edited March 2020 #36

    As the Club have taken over the role of insurance providers for caravans, etc. why can't they also bring this "in house"?

  • Wherenext
    Wherenext Club Member Posts: 10,766
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    edited March 2020 #37

    Because the exposure potential far exceeds the profit potential.

    A £1,000,000 hit, say, on a claim for Public Liabilty as opposed to a £20,000 for a caravan for probably a smaller premium for the liability cover. Not worth it for either the Club or its members who would like the club to remain solvent.

  • Johnny57
    Johnny57 Club Member Posts: 369
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    edited March 2020 #38

    A lot of CL owners are also members of the Club!
    I guess the increase will be passed on to the membership who chose to stay at CLs laughing

  • Wherenext
    Wherenext Club Member Posts: 10,766
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    edited March 2020 #39

    I know that Johnny. You have my sympathy. IMO the club should be using its financial clout to secure better deals rather than taking on the risk itself.

    Do you recall Independent Insurance Company? They provided a liability policy that was a form of product guarantee. It crippled them. They went bust. You have to be careful if you take on liability covers.

  • Tinwheeler
    Tinwheeler Forum Participant Trusted Posts: 23,335
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    edited March 2020 #40

    Inevitably but to think the club itself can provide PLI for multi £m cover is unrealistic for the reasons WN explained.

    Incidentally, I understood all CL owners had to be members of the club.

  • nelliethehooker
    nelliethehooker Club Member Posts: 13,939
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    edited March 2020 #41

    I think that it's only new CL owners that have to be members, but I don't know when that rule came into place, TW.

  • Tinwheeler
    Tinwheeler Forum Participant Trusted Posts: 23,335
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    edited March 2020 #42

    Cheers, Nellie.

  • Johnny57
    Johnny57 Club Member Posts: 369
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    edited March 2020 #43

    As you say Wherenext I was not be expecting the Club to play at being the insurer, but to use its financial clout and buying power to secure a broker to take on the risk.
    I guess they have done that but at a greater cost smile

  • Tinwheeler
    Tinwheeler Forum Participant Trusted Posts: 23,335
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    edited March 2020 #44

    That's what Maddie has said, J57. The brokers the club works with have been unable to source insurance but Devitt have come up with something, albeit more expensive than before. I think the club has done exactly what you wanted.👍

  • wildemere
    wildemere Forum Participant Posts: 68
    edited March 2020 #45

    I see a political problem re this. As a CL owner and a club member should a dispute arise I can see the Club would be looking after the members interest first. OurI public liability policy is with the NFU and is part of the overall farm policy , heaven forbid should we need it there would be a clean break between them and us.

  • MillieMaster
    MillieMaster Forum Participant Posts: 41
    edited March 2020 #46

    With regards to the problems of getting rid of unwanted visitors.

    I honestly can't believe how totally unsupported UK landowners are by the authorities when it comes to unwanted visitors on their land and it is something that surely needs addressing at the highest level!

    In stark comparison, we used to own our own camping a la fermes in France and at both locations we made contact with our local gendarmerie about this matter.  It never happened, but if we had ever had any unwanted visitors the gendarmes were quite literally only a phone call away and they would be there in only minutes and armed quite literally to the teeth!

    We had been witness to their effectiveness when it came to moving on travellers of all types who were illegally parked, they got them to move almost instantly and as long as they were out of their area they were happy!!

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