Travel Insurance - Have I got this right?

Triban
Triban Forum Participant Posts: 51

Travel insurance for personal cover only for a family of 3 for a single trip to Holland for two weeks.

Caravan Club:  Medical £2M per person.  Cancellation £1500.  Excess £40.

Debenhams, via money supermarket.  Medical £10M per person.  Cancellation £3000.  Excess £150.

How much does all this cost...?

Caravan Club £138.00.

Debenhams £12.65.

Am I missing something?