Using an M&S debit card abroad.

KjellNN
KjellNN Club Member Posts: 8,673 ✭✭✭
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A while back we opened M&S current accounts to be able to access their 6% monthly saver.  We noticed that the T&Cs seem to say that cash withdrawals abroad are fee free and wondered if any fellow CTers have used this account abroad and can share their experience?

Is there really no fee?  What are the exchange rates like?