Insurance

I’ve always insured through the club. Over the years I’ve made two claims, each of which was fuss free with no haggling. There are no doubt cheaper offerings elsewhere, but based on my own experiences, I’ll stick with them.

Always been with the club which has been pretty competitive with other companies.

On here there's only been a good number of posts with very positive outcomes on claims, with an efficient service and prompt payments and never a post about not paying out. There has however been a few posts where other providers have not paid out. 

For protection one has see here

But as always shop around for prices.

I agree EM.

It's the same with site reviews etc.

In answer to OP's question we had a claim 3 years ago which resulted in an economic write off with Saga and I was pleased with the way they handled it. They could have been awkward but weren't. There was no penalty at renewal for making such a large claim either.

I used to run a Commercial Insurance Brokerage so understood what went right and what could have gone wrong with the claim.

In answer to the original question. I've posted this answer before some years ago, but here goes, to the best of my recollection.

I used to teach a 6th form student whose father ran a recovery yard and was contracted to do Red Pennant Recoveries. The students mother looked after the yard and dealt with a lot of caravan insurance companies. I sought advice on choosing a company and was advised that C&MC were excellent. They are however now eye wateringly expensive and I have heard of a few not very satisfied customers over the last year. Saga, Lifesure, Cover4Caravans and I think Towergate were also at the top of her list.

The new to me, and my current insurer, is Grove & Dean. I came across these by accident during a Go-Compare search. I initially discounted them as the name was new to me. When I dug into them I discovered they are underwritten by Aviva, my car insurance provider. The only thing I could find in the policy that was lacking was re-patriation from Europe, but then I take out Red Pennant for abroad. The premium was about 1/3rd of the C&MC premium.

Ripe are also getting good reviews at present, but require additional [a 3rd] security measure for higher value vans

Colin

edit -Grove & Dean also trade as Performance Direct

"I used to teach a 6th form student whose father ran a recovery yard and was contracted to do Red Pennant Recoveries. The students mother looked after the yard and dealt with a lot of caravan insurance companies. I sought advice on choosing a company and was advised that C&MC were excellent. They are however now eye wateringly expensive and I have heard of a few not very satisfied customers over the last year. Saga, Lifesure, Cover4Caravans and I think Towergate were also at the top of her list."

Slightly off topic eM (and Andy JF) but I had a similar experience a few weeks ago when my car windscreen was damaged by a flying stone.  I insure the cars with NFU - which, like CAMC, are far from the cheapest but Nationwide Glass turned up the next day (on site), put the new windscreen in and all I had to do in terms of admin was pay the £50 excess over the phone.  Couldn't have been easier or quicker.  Chatting to the Technician from NG - he said NFU customers get priority - a) because the NFU account is their largest and b) because NFU settle up with them in a few days - unlike some others he named!

Just emphasises that cost isn't the only thing to think about when choosing an insurer.