Motorhome Insurance Renewals

RadioActive48
RadioActive48 Forum Participant Posts: 3
edited March 2023 in Club Products & Services #1

Hi all.

Just had my Devitt Renewal Notice. Premium JUMPED up - No accident or other claims and I should have a No Claims discount, but after all that positivity (!) the quote has rocketed - defo in the wrong direction!

Phoned Devitt's. Despite their website statement that they ...'use a panel of Underwriters' to gain best offers....The very pleasant chap on the phone said that they couldn't (...wouldn't?) seek a better quote unless *I* provided THEM with a cheaper quote from a comparison site !

Surely if Aldi are selling chocolates, they know to the PENNY how much the local Tesco, Waitrose and Morrisons are charging for the same product! - So it stands up to rational thinking that the CLUB's chosen Insurers have that information too in order to support Club members to gain the best rates ?

Nevertheless, I attempted to play their game and went to Compare the Meerkat(!). After vehicle registration it seeks the Make and Model of the vehicle - "as shown on my logbook". My logbook (V5) shows mine as a "Benimar Mileo"... but no Moho manufacturers are shown in their pick list! I only get something I can work with if I go with Fiat and Ducato (The chassis base) ... but that is NOT what is on my V5 !   Catch 22 ??

Anybody recommend a less painful direction for insurance?

TIA

Den

Comments

  • Unknown
    Unknown Forum Participant
    edited March 2023 #2
    The user and all related content has been Deleted User
  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,135 ✭✭✭
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    edited March 2023 #3
  • Hja
    Hja Club Member Posts: 847 ✭✭
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    edited March 2023 #4

    We always insured our caravan with the Club. When we got our first Motorhome about 5 years ago I did a bit of shopping around, essentially phoning about 5 different companies. Comfort were the best price, much lower than the Club, and pleasant and helpful. We have stayed with them, we have changed our van but little change in premium over the years. Hope I haven’t jinksed it, renewal not due for a couple of months.

  • RadioActive48
    RadioActive48 Forum Participant Posts: 3
    edited March 2023 #5

    Many thanks for your swift responses and suggestions.

    There do appear to be number of recurring issues regarding insurance (why am I not surprised!) so thanks for the link.

    Many thanks also to [Deleted User User]. I have now gone with Comfort which has knocked over 200 squid off the Devitt renewal!

    I looked at NFU but they came back over double the original Devitt figure !!

    Thread now closed. Again many thanks for your time folks.

  • RadioActive48
    RadioActive48 Forum Participant Posts: 3
    edited March 2023 #6

     Sorry, wrong attribution....

    It was hja I should be thanking for the Comfort suggestion. Sorry, cited that one all wrong !!

    Many thanks. Soooo much better both financially and in terms of the helpful process with Comfort.

     

  • Unknown
    Unknown Forum Participant
    edited March 2023 #7
    The user and all related content has been Deleted User
  • EmilysDad
    EmilysDad Forum Participant Posts: 8,973
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    edited March 2023 #8

    Apparently "The sweet spot is to apply for a quote 21 days in advance" according to Martin Lewis 

    Obviously this is for car insurance .... maybe the same for Motorhome 🤷‍♂️

  • g7orge
    g7orge Forum Participant Posts: 1
    edited May 2023 #9

    I had the same thing with Devitt - up £100 from last year for no reason.

    I then tried on the club comparison and got slightly cheaper insurance also with Devitt. I paid for the insurance. A week later I had an extremely rude person from Devitts call to say that the premium cannot be honoured as I am not a new customer and cannot have a reduction to the renewal offer! 

    I won't be using Devitts again.

  • Randomcamper
    Randomcamper Club Member Posts: 1,062 ✭✭
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    edited May 2023 #10

    A week later I had an extremely rude person from Devitts call to say that the premium cannot be honoured as I am not a new customer and cannot have a reduction

    How old is your story, that has been illegal for some time now.........

    https://www.theguardian.com/money/2021/dec/30/landmark-uk-insurance-shakeup-poised-to-benefit-loyal-customers