Does Insurance exclude Rallies ?

bill
bill Forum Participant Posts: 388
edited March 2022 in Centre News & Rallies #1

I have just insured my, new to me motorhome, through Devitt Insurance Services and underwritten by AXA as recommended by the CAMC and notice amongst the 'Exclusions' is Rallies.  Are these rallies as I know them or something different ?   Many thanks.   Bill

Comments

  • GTrimmer
    GTrimmer Club Member Posts: 169 ✭
    100 Comments Name Dropper
    edited March 2022 #2

    I feel certain that they mean this- https://en.wikipedia.org/wiki/Rallying

    Not gatherings of like minded people for social purposes, like caravan club / center rallies.

  • bill
    bill Forum Participant Posts: 388
    edited March 2022 #3

    I hope that you are right.  I spoke with Devitt Insurance Services early today and they haven't got a clue !  It would be nice to get a response from the CAMC in writing.    Bill

  • DaveCyn
    DaveCyn Club Member Posts: 339 ✭✭✭
    100 Comments
    edited March 2022 #4

    I wouldn't hold my breath waiting for that to happen!

  • allanandjean
    allanandjean Forum Participant Posts: 2,401
    1000 Comments
    edited March 2022 #5

     Bill, It is likely the usual 'no racing or rallying' however, if you are expecting a response from the club, in regards to insurance taken with another provider, I suspect you may be disappointed.

    Why would the club know what Devitts mean by 'rallies', especially as they don't appear to know themselves?!!

  • ABM
    ABM Forum Participant Posts: 14,578
    1000 Comments
    edited March 2022 #6

    Bill, it's a bit late tonight, but, when the world awakes RING the Club & ask again  ~~ much more likely to get the correct answers (  Well I hope so any way  undecidedwink )

  • Burgundy
    Burgundy Forum Participant Posts: 313
    100 Comments
    edited March 2022 #7

    Try ringing AXA, they’re the ones issuing the cover.

  • bill
    bill Forum Participant Posts: 388
    edited March 2022 #8

    The clubs advice was to ring Devitt Insurance Services which I did and they didn't have a clue.  They have subsequently rung be back and said that if the event is organised by the CAMC then I am covered which is not the answer I wanted.  I think that they should redefine the word 'rallies' to say 'off road motor sport rallying' or words to that effect.

  • bill
    bill Forum Participant Posts: 388
    edited March 2022 #9

    I have spoken to the issuing broker for AXA Devitt Insurance Services and as a customer my contract is with them.  Bill. 

  • Lutz
    Lutz Forum Participant Posts: 1,564 ✭✭✭✭
    edited March 2022 #10

    Never try to clarify anything like that over the phone. Always demand a written reply so that you have something in hand and set them a date by which you expect to hear from them, but give them a reasonable amount of time to react. I'd say two weeks is realistic.

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