Insurance.......interesting?
We renewed the insurance on our Jeep last week. Got a good renewal quote, but as you should, decided to phone up and see if we could get any better. We had a couple of changes to give them, namely my changing from housewife to retired, but also the fact that we had now got a tow ball on new Jeep. After a discussion, we got a bit off for change of my status, but they gave us another £50 off (yes, OFF)😁 because we had a tow ball fitted. Apparently it’s because it lessens the possible damage to our car if we are in a rear end shunt!😱 We had never come across this before, and rather happy to have it work in our favour. Not sure on removable/retractable tow balls though.......
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You may😁 It’s a Wrangler Unlimited, in a rather fabulous colour called Copperhead. Not many about in this country, we dropped on it at our local Jeep dealers. Special order, chap who had it before us lived in Wales, but came to this dealer to get another one. We were more than happy to pick up his only just second hand one! I can’t post an actual photo of ours, as sizing is wrong but hopefully I can post one from web that looks the same!
Our tow bar is extended to fit out a good nine inch or so, it clears the rear door mounted spare wheel and allows us to use Thule bike rack. So it’s a hefty lump of iron if anything gets too close.
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Not sure I'd want to hose out the inside
https://www.jeep.co.uk/wrangler-unlimited/interior0 -
LV TG, we find them very competitive. The renewal quotes are never in the stupid zone, but we still do the haggle bit and usually get something off every time. We have never made a claim while using them, but have no reason to think they would be any worse than most firms to deal with. We do tend to take such comments with a touch of “yeah, ok, whatever you say” but this one did surprise us. You normally expect them to up the premium rather than lower it, so we were very pleased.😁
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Has to be done properly, and with care, but a whole lot better than leaving mud to go rock hard and start to eat into metal. All carpets come out, and drain holes are already there. We used to hose out back of our LRs occasionally as well. Proper ones, used on farms, not for fetching children from school..........🤣
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Statistically towing a caravan is far safer so that might be a reason? But they gave you the discount just for having a tow ball fitted so who knows
I just hope it catches on.
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Stumbled across this last night.
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government figures, accident rates for towing is 0.08%, sometimes 0.07%.
And the big test is that if it wasn't insurance companies would charge more if you tow. In all my dealing with insurance companies some said they would note it while others weren't interested in knowing.
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Thanks for that, so it is a positive. When we asked, we were told that the damage to our vehicle was likely to be less with a huge lump of metal sort of protecting our rear end. Suppose it depends on lots of factors though. We find occasionally hanging dangling poo bag keeps tail gaiters back a bit as well🤣🤣
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Mmm, will try this at renewal. OH is the worlds worst at haggling, me I love it, he will not ask for a discount despite the fact that he carries a couple of discount cards in his wallet
Recently we had to have a new tyre fitted due to a bulge in the sidewall, at payment time he was just about to pay up, when I asked if they gave discounts to C&MC or the C&CC, no was the reply, how about ex forces then says I. No problem we'll give you 10%
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Thanks for the tip TDA.
I thought it was only me that did the poo bag hanging thing. We were once on a CL site in Devon that insisted that poo bags were disposed of off site, on the last day I traveled all the way home with one swinging from my towball.
P.S.
Love the new Jeep.
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or some other factors of which there could be dozens.
easy to write but far harder to actually say what they are? And of which of course you know about but the government didn't when putting together the figures?. Sorry DD I'll believe the government and I'm amazed that insurance companies would ignore government figures.
mmm who to believe eh?
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We declared the modifications that we had done to Jeep after buying, one of which was the tow hitch, so when we mentioned that, there was an “I’ll see what we can do” pause. Our hearts sank of course, as they do, but we were pleasantly surprised. We did ponder on the now you see it, now you don’t type of tow-bar and wondered if this gave the same sort of discount.
I can haggle in a friendly but firm way until the person I am haggling with finally waves a white flag! It’s rather surprising what you can achieve, mainly because most things have some form of discount built in, but so few bother to ask. The list of extras I got from Jeep dealer runs into hundreds of pounds, extra storage bag for roof panels, new padded sleeves for roll cage, lots of Jeep branded merchandise........ What would cost Joe Public a lot of money is peanuts to dealers as ordered in bulk and at cost. OH is off today to have an alarm upgrade done as part of deal. I would come back with a Jeep courtesy car, he’ll come back with some sort of Fiat🤣
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Grommets. We drove through some deep fords last week up on Moors with no ill effects😁
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It does indeed. We insure car and MH with NFU and find them very reasonable and efficient. How strange that they were so expensive for you, Twocals.
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