Hello from Newbie and question - first of many!

Upforanadventure
Upforanadventure Forum Participant Posts: 4
edited September 2019 in Introductions #1

Hi all. New member joined today in view of starting a new life as a full timer tourer in a motorhome in the near future. Doing tons of research into this to be as prepared, practical and 'legal' as possible and with any such venture one of the best sources of information, knowledge and experience is from those who have 'been there, done that, bought the T-shirt'. I will no doubt be posting many questions - that I have thought of already - but the first, rather important one is to find insurance companies that will cover you as a full time tourer. I have not yet exhausted my list of insurers to phone but even with those I have already (including C & MC) I am coming up with 'NO' answers - "don't cover vehicles older than 2005 -  less that £25000 in value - don't provide cover with no fixed abode address". Considering full time touring is becoming more popular, is completely legal to do in the UK (and go to Europe) and is completely legal and common to choose to leave a bricks and mortar 'home' and tour and live in a motorhome full time, I am finding it incredulous that I am getting these responses from insurance companies that are particularly in the 'Caravan and Motorhome' insurance field - AND have actually been recommended on full timer blogs! One chap even stressed to use the term 'full time tourers.

So, I would be extremely grateful if anyone could recommend or knows for sure insurance companies who cover full time tourers who will only have an address for post, to save me ringing all and sundry just to be told 'NO'.

Many thanks in advance

Ufaa

Comments

  • ABM
    ABM Forum Participant Posts: 14,578
    1000 Comments
    edited September 2019 #2

    Welcome to the Funny Farm, Ufaa  !!

    Sorry I cannot give anything like a proper answer from personal Knowledge BUT

    We used to have a Member regularly posting on here by the 'Name ' of MALCOLM who did that. He had a " Fixed Address " where , I think, his cousin lived and, if I remember correctly, he used to live.

    Malcolm pitched on Club sites as a " Seasonal " and had to move every 21 days or so. He had  a form of employment as a delivery driver for ' Domino ' or similar fast food to the door companies so It must be doable for you !!

    Good Luck

  • derekcyril
    derekcyril Forum Participant Posts: 408
    100 Comments
    edited September 2019 #3

    Hi Uffa , its a lovely idea ,met a lovely couple a few years ago ,who had done the same , had a lovely few years touring europe and uk . then M /H started costing loads of money , Ill health caused return to uk . No finances to buy anywhere to live . The point is if you can afford to do it fine , but we all get older and it catches up with us .Not trying to put you off , just a thought

  • peedee
    peedee Club Member Posts: 9,383 ✭
    1000 Comments Name Dropper
    edited September 2019 #4

    Welcome UFAA, I cannot help you either and I suspect not many here can as we are mostly "part timers" Your best source of information regarding full timing is to post on one of the forums dedicated to motorhomes where there is almost certainly a section dedicated to full timing. Try checking out MotorhomeFun or MotorhomeFacts.It is almost certain this question has been asked before.

    peedee

  • JillwithaJay
    JillwithaJay Club Member Posts: 2,484 ✭✭✭✭
    1000 Comments
    edited September 2019 #5

    Hello and welcome to Club Together.  If you have any questions, our helpful and knowledgeable members will do their best to answer them.  Just browse through the index and pop your questions in the relevant section.

  • young thomas
    young thomas Forum Participant Posts: 11,356
    1000 Comments
    edited September 2019 #6

    try https://www.motorhome365.com/forum/

  • Takethedogalong
    Takethedogalong Forum Participant Posts: 17,039 ✭✭✭
    10,000 Likes 1000 Comments Name Dropper Photogenic
    edited September 2019 #7

    https://www.motorhome365.com/forum/

    Made it live BB👍

    Link Edit

  • young thomas
    young thomas Forum Participant Posts: 11,356
    1000 Comments
    edited September 2019 #8

    cheers.😁👍

    i actually know how to do it, but being past the State Retirement Age I didn't feel I had the time the way this forum is running at the momentwink

  • Upforanadventure
    Upforanadventure Forum Participant Posts: 4
    edited September 2019 #9

    Thanks all for your replies and suggestions. Am slowly trying to join all these sites and post this problem.

    Derekcyril - my circustances are such that I will have a property at some point in the future through inheritance but for now I wish to put the money I have into a motorhome and live touring the country as opposed to wasting it paying someone else a substantial amount of rent for the next few years and sitting here vegetating in a house I hate, if you get my drift. I can't afford both. A motorhome will allow me to enjoy life and travel around and see parts of this country that I can't afford to go to whilst paying rent and utilities. This option is far more appealing to me after what I have unfortunately had to endure for the last couple of years and while it is completely legal to do so in the UK, the insurance companies seem to make it an imposibility, which is extremely annoying and frustrating. yell

    BeleroBoy - don't quite understand your reply but would appreciate any info you have. How can I obtain this? wink

    Thanks Ufaa

  • ABM
    ABM Forum Participant Posts: 14,578
    1000 Comments
    edited September 2019 #10

    I think BB is just saying that the speed this site runs at would take him the rest of his life and more to pass on the info he could impart. Well that's my interpretation any way  wink

  • Waffler
    Waffler Forum Participant Posts: 149
    edited October 2019 #11

    Well done and I’m full of admiration.  There are available offices whose address you can use and who will forward mail to you. Don’t know about costs as I’ve never had the courage.  Some things you need to think about are, medical, you generally need to be registered with a gp for health insurance to work. Also if you need to use a hospital.  Also you will lose your credit rating.  Best to persuade a friend to let you use their address.

  • Oneputt
    Oneputt Club Member Posts: 9,144 ✭✭✭
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    edited October 2019 #12

    I act as a post box for my brother.  He is single, mid 70s and has no UK property and has been full time MHomer for 6 years.  I believe when he started he was with the other club but have no idea who he is with now, but will try an find out

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