What are you all up to

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  • Oneputt
    Oneputt Club Member Posts: 9,165
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    edited February 2018 #15752

    Productive day, Deleted User about twenty thousand photos off the desktop computer.  Then this afternoon went for a walk and ended up buying a mattress🛏

  • nelliethehooker
    nelliethehooker Club Member Posts: 14,093
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    edited February 2018 #15753

    Sounds like a good day out. Safe journey tomorrow should you choose to go then. You take care yourself.

     

  • nelliethehooker
    nelliethehooker Club Member Posts: 14,093
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    edited February 2018 #15754

    We've been very fortunate with the weather all week up here at Berwick. Today was cloudy to start with but we drove into sunshine as we made our way to Duns. Walked up to Duns Law and The Covenanters Stone before wandering round the estate walk. Found a deer hide for our lunch out of the cold breeze. It was still cloudy towards the coast a s we headed back to the site but the sun came out late in the afternoon.

    All I hope now is that the snow that's promised holds off at least long enough for us to get down to White Water Park. 

    Take care all you that are heading home to day and tomorrow.

  • DavidKlyne
    DavidKlyne Club Member Posts: 14,161
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    edited February 2018 #15755

    What one did you decide to go for in the end?

    David

  • DavidKlyne
    DavidKlyne Club Member Posts: 14,161
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    edited February 2018 #15756

    Steve

    As far as I am concerned the jury is still out on whether it's a good idea but I will give it a try. My son seems to think its a good idea and there are options to up the amount you pay on a temporary basis if you have more than the usual amount of printing to do. The HP cartridges are fairly small so they should get through the letterbox. I have no idea how the system works yet so will have to wait to make a judgement.

    David

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15757

    She thinks differently, cariadon. She prefers to see the debts coming down before anything is spent! She sees it as more loving if I don't spend anything! I often get told off for spending too much! Her favourite comment is  'you love spending money, that's why you're in debt!'

  • Oneputt
    Oneputt Club Member Posts: 9,165
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    edited February 2018 #15758

    Silentnight (twin layer pocket springs, latex et al) which left a large dent where it hurts mostlaughing

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15759

    It looks like we might be travelling in snow today!

  • Oneputt
    Oneputt Club Member Posts: 9,165
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    edited February 2018 #15760

    Still below freezing here, just tried to break the ice on the pond but really thick. Trying to snow but looks more like dandruff coming down so don't think it will settle for a while. Think its a day for hibernationlaughing

  • Goldie146
    Goldie146 Club Member Posts: 2,502
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    edited February 2018 #15761

    Sorry! Didn't mean to be preachy!

  • JVB66
    JVB66 Forum Participant Posts: 22,892
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    edited February 2018 #15762

    And still she puts up with your mounting depts ,that you seem to think are "not depts?"

  • Malcolm Mehta
    Malcolm Mehta Forum Participant Posts: 5,660
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    edited February 2018 #15763

    Most of the debts are revolving credit that's interest free. Granted I have to maintain the minimum payments each month but even that costs me nothing because as soon as I have paid it, that money becomes available credit once again!

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15764

    Revolving credit or revolving debt? 

  • SteveL
    SteveL Club Member Posts: 12,391
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    edited February 2018 #15765

    To me any credit card negative is a debt. Technically even if you pay the full amount off each month, as we do, it is a debt. Just a very well managed one. In my opinion the big flaw in M's approach is the size of the debt and the fact that there appears to be no contingency plan,in the event of being unable to pay the minimum.

    Keeps trying to snow here and very cold. The appearance of showers is several hours ahead of schedule, so does not bode well. 

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15766

    Indeed but it is hoped that Malcolm has some contingency funds. Many are only a couple of paydays from trouble. I hope that Malc has some contingency should he be laid off at anytime with a new car loan etc.

  • SteveL
    SteveL Club Member Posts: 12,391
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    edited February 2018 #15767

    I hope so too.🤞 I certainly would not be increasing my debt if I was in his position.

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited February 2018 #15768

    With the amount of debt we think involved £25 for a recliner for your lovely wife is quite cheap. Surprise her with something you have bought for her.

     

     

  • DavidKlyne
    DavidKlyne Club Member Posts: 14,161
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    edited February 2018 #15769

    On the bright side you should see the benefit of your investment for many years to come. Our new bed cost us quite a lot but what price is comfort?

    David

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited February 2018 #15770

    Some people go through life on borrowed money, with no thought of the inevitable, then the outgoings is more than the income, then next thing bailiffs are in, and everything gone.

    Malcs contingency plan is to borrow from Peter to pay Paul.

     

  • cariadon
    cariadon Forum Participant Posts: 861
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    edited February 2018 #15771

    We work hard to save a bit of money to enjoy later in life, and if we cannot buy the best, then all the hard work was for nothing.

  • Oneputt
    Oneputt Club Member Posts: 9,165
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    edited February 2018 #15772

    Snowing hard here now, very big flakes and laying.  Still below zero, all outside chores completed so now staying indoors sorting more photo’s.

    We only buy items over £100 on credit card just to provide additional protection.  Also use it when abroad for the benefits previously discussed, but we pay in full each month💴💳💴⚖️

  • EasyT
    EasyT Forum Participant Posts: 16,194
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    edited February 2018 #15773

    B Cold out there! I have a covered area where we cab hang washing. Mine has been out two days and should be fry. Will hang over the shower to air. Then sort out all my stored papers/ I am sure there will be stuff to shred!

  • Paulsy
    Paulsy Forum Participant Posts: 539
    edited February 2018 #15774

    Just got the March copy of the Club Magazine and see that on page 57

    DavidKlyne,Brue,eurotraveller,Tinwheeler and Wherenext have had some of their CT comments published on a post about 'gems of sites with special events on".

     

     

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited February 2018 #15775

    Perfectly  OK  Goldie,  no  offence  { nor Collection  wink  }  taken --  with  MY  sense  of  humour  I'm  just  glad  if  somebody,  anybody  responds  !!laughing

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited February 2018 #15776

    According  to  some  folks  on  here,  David,  £25  is  tooooo  much  !!

  • JVB66
    JVB66 Forum Participant Posts: 22,892
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    edited February 2018 #15777

    Its really snowing nowsurprised

  • ABM
    ABM Forum Participant Posts: 14,578
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    edited February 2018 #15778

    On  And  Off  snow  showers  in  Crewe,  but  I  don't  care  !

    Popped  into  SpecSavers  for  an  appointment  and  got  one at  12:50  tomorrow  When I'll  be  returning  from  The  Aged  Ones  Home  having  been  escorting  her on  her latest  Super  Shopping  Trip  for  cat  food  --  Alfie  MUST  have  his  fave  Nosh laughing  !

    From  S S  down  to the  Quacks  for  appointments  for  Dracula,  Naughty  Nurse  &  Doctor  then  home  via  pharmacy  to  collect  meds.  Lunch  tasted  very  good  after  an  enjoyable  morning  in  lots  of  nice  warm  premises  &  spending  damn  all  -  now  THATS  efficiency  in  Brian's  book  winkinnocent.

  • KjellNN
    KjellNN Club Member Posts: 8,749
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    edited February 2018 #15779

    A very perceptive wife you have there Malcolm! 

  • KjellNN
    KjellNN Club Member Posts: 8,749
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    edited February 2018 #15780

    No snow here, but bitterly cold.

    My sister in law in Norway was just say that the weather there was "upside down" as they have -18 in Oslo and +2 in Svalbard.

  • KjellNN
    KjellNN Club Member Posts: 8,749
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    edited February 2018 #15781

    That, as my MIL used to say, is "really Irish"  (with apologies to all Irish people!)

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