Insurance after Theft Claim

newbiejono
newbiejono Forum Participant Posts: 13
edited June 2017 in New to Caravanning & Touring #1

is it hard to get insurance after a previous theft ? i am buying a new van and was wondering how much money went up if the van was stolen!, it seems most company don't insure after a previous theft claim ?

Comments

  • Appache
    Appache Forum Participant Posts: 26
    edited June 2017 #2

    We just had our van broken into ...stored in back garden behind 6ft fence and gate. We have Standard Caravan club insurance... had for 40 years.... Be aware when you get insurance as we have just found out.. New for Old only refers to Caravan equipment... This does not cover ELECTRICAL equipment this is only replaced on a wear tear and age ....ie  Devitt said example a kettle valued at £30 that is 4 years old value now £15.!!!!. New for old only on awning and ground sheet...Not TV Kettle Toaster BQ etc. Unbelievable.surprised

  • newbiejono
    newbiejono Forum Participant Posts: 13
    edited June 2017 #3

    is it hard to find insurance after a claim

     

  • IanBHawkes
    IanBHawkes Forum Participant Posts: 212
    100 Comments
    edited June 2017 #4

    I made a claim many years ago and I am still with the Caravan Club insurance, the only thing you might lose is your no claims bonus. I have to add that the Club's insurance is excellent when it comes to claims.

  • newbiejono
    newbiejono Forum Participant Posts: 13
    edited June 2017 #5

    Hi ian, was it a total loss claim ?

  • IanBHawkes
    IanBHawkes Forum Participant Posts: 212
    100 Comments
    edited June 2017 #6

    Sorry for getting back late. No, it was damage done to the 'van when the awning got blown over the top. But, it was dealt with very quickly. I did have a total loss claim back in 1980 and that was sorted out, again very quickly.

    I know the C&MHC can be more expensive, but I feel it is worth it if something happens.

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