Red Pennant again
I understand that many members take out Multi trip Red Pennant insurance if they intend to go abroad twice a year. These would appear to trips either side of the peak season to coincide with the ACSI periods.
My questions is does this Multi trip insurance only work in a Calendar year and consequently would it not work if we holidayed August and the following May rather than May/August of the same year.
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Thanks for the info. I have no problem in joining in the future if I can see a benefit as I did use RP previously when I was a member. I have not yet looked into the CCCs equivalent for which I am a member.
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Thanks David for your thoughts .
Re your second point; it does seem like it but possibly they have both had a change of thought and would like to visit sites, without booking, at half the price and no white pegs.
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Like AD we have used the Long Stay 122 days, you can make multiple trips in the 12mth period. Don't forget that RP runs from HOME to HOME, so calculate in how many days it takes to get to your out going ferry and again your home coming ferry.
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Don't forget that RP runs from HOME to HOME, so calculate in how many days it takes to get to your out going ferry and again your home coming ferry.
Always thought that this rule discriminates against those members that live a long way from the ferry terminals. In addition you're not supposed to have any time holidaying in the UK before or after your holiday. Ridiculous. Stupid arcane rule which the CC should make representations to the insurers to amend.
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Thank you David that is good to know.
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Is it that stupid? Imagine taking a week to get to the start of your Continental holiday. You have already paid for the crossing and perhaps some or all of your sites before leaving home. If you could set the Red Pennant start date for the day of the crossing none of that would be covered if you had a major incident in the week prior to the start of the Continental leg of your holiday? OK I know people will say that they don't book ahead etc, etc but many will so are Red Pennant meant to have two systems? As far as I am aware they are happy for the insurance to end the day you return to the UK which allows you to make use of any UK based insurance you may have in place.
David
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Just to clarify the HOME to HOME thing. RP starts the day before you leave home, this is good because it does cover you should you breakdown on the way, don't say it won't happen because it does.
It happened to us, going to the Hull ferry. We left home on the Friday aiming to stop overnight at White Water site at Middlesbourgh. Just came through the Tyne Tunnel and the van almost stopped, we were reduced to 10 mph so had to be recovered, as it was a Friday afternoon there was no garage that would see us until Monday, so RP organised a recovery truck to take us to White Water where we were seen on the Monday morning and fixed. The RP team re-booked our ferry at much greater cost for the next day.
The returning home part of the policy works like this, once you get off the ferry you can spend as much time as you want touring the UK (we do) but what you have to allow is 'the time it would take had you have gone straight home from the ferry' in our case it would be from Hull, so the same day that we get off the morning ferry, so the RP count stops at midnight that night.
There are not many who travel much further to ferries than those of us that live in Scotland, depending on which way we go its either the same day (Newcastle or Hull) or the next day if from the South coast ports, sometimes we do a 2 night stop over if we are getting a morning ferry, at other times we do a 1 night stop over and get an evening ferry.
Hope this helps, Kelly from the RP team went through this at great length with me so that we could make the right choice.
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This a copy of Jacci's (staff) post made on the old CT, hope this helps.
The Red Pennant cover is very different to the Mayday cover or, indeed any other UK breakdown and recovery service.Red Pennant does not just fix the problem, it will supply a hire car if that is needed, it will sort out changing ferry crossings if that is required etc etc. Basically it will do all it can to enable you to continue on or home to/from your holiday or repatriate you and the car/caravan or motorhome back home if that is required.
A Uk cover will get the problem fixed if it can but that is all as that is all it is designed to do, it is not designed to keep you on your holiday or hire you a car to continue on with your holiday. The Red Pennant cover is a specialist cover to cover the car & caravan or motorhome for holiday cover, it is almost like a holiday insurance for the car & caravan or motorhome, it is much more than a breakdown cover as anyone who has had call to use it will say.
Hope that helps,
Jacci
Jacci, thanks for the explanation of the differance between the 2 policies, but if we were just to go away in the UK for 2 weeks it would be the Mayday cover that we would use. So why can we not elect to do the same once we have returned from abroad. In effect stop the RP 24hrs after we get off the ferry or the same day even. The way it was explained to me was that we would have to go home first, as this would satisfy the home to home cover of RP. Then we would have to leave home under the Mayday cover to holiday in the UK, as I've already said we would be adding hundreds of miles unnecesearily onto the trip.
Hello Tammygirl,
I think there has been a bit of confusion here, if, for example, you are travelling for a couple of days in the UK to get to the port before you make your way to the port then Red Pennant covers that time as if something were to happen that could put your foreign holiday at risk it would be Red Pennant that would be able to help you.
If, however, you are holidaying in the UK upon your return you can set the Red Pennant to finish on the date you would get home IF you were travelling home straight from the ferry. After that time you could call upon Mayday or your UK breakdown as they could fix things for you.
I hope this helps, we would definitely not expect you to go home first if you had plans for a UK holiday or to visit family etc. The important thing you need to remember to ensure your cover is valid is to finish the policy on the date you WOULD get back to your home address from the ferry port if you were going straight home.
If anyone has any further queries or scenarios they want to chat about feel free to call us on 01342 336633 as obviously we are not on Club Together all the time.
Take care,
Jacci
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Reading the Info ,it would be 12months from taking it out and 66days door to door max each trip,but of coures you need to be a cc member to take advantage
Not quite what you posted JV, the post has moved on a bit as well into the 'Long Stay' option which does not restrict you to just 2 journeys of up to 66 days in any 12 mth period
. I've learnt that on CT unless you give clear information there will always be someone who will come back and question it 
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OK, maybe stupid was well....stupid. But last year we wanted to have a 10 day holiday in East Anglia before catching the ferry. The Additional Premium to cover this period added to the European cover was more than that at risk, namely the ferry fare. Addt. Premium = £140, ferry fare at risk £120. Same again later in year.
Whilst accepting that some members financial exposure will include site fees etc. there are just as many members such as ourselves where the sole exposure will be getting over to the continent. So maybe an option to exclude UK portion might help.
Like AD we have in the past cut our intended holiday period to suit the insurance. However for the immediate future we have found a better way of covering ourselves than using RP. Just to clarify, I don't have a problem with RP cover or service but find it way too expensive for MY needs.
I'm glad TammyGirl got the CC's interpretation in writing and won't have to rely on the insurer resorting to small print. At least this should save some money as return period holudaying in UK can now be discounted. I hope Insurance staff inform buyers as well.
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Will it still be called Red Pennant insurance now the dear old Pennant has gone, or do we now have to say Tulip in a Vase insurance, or whatever you think the new logo looks like.
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