Breakdown cover for my caravan

GerryMc
GerryMc Forum Participant Posts: 5
edited October 2016 in Introductions #1

It seems I can get recovery of my caravan if it is on tow and the problem is with my car. However RAC AA and Green flag don't seem to offer cover if my car is fine, but the problem is with the caravan. I am new to caravanning (literally only a few weeks)
and  my caravan is out of warranty, so I feel a bit vulnerable, say if someone rear ends the caravan. 

I'd be grateful for any advice on managing the risk.

Thanks in advance

Comments

  • EasyT
    EasyT Forum Participant Posts: 16,194
    1000 Comments
    edited October 2016 #2

    I use Mayday via the caravan club partnership with Green Flag. C&CC also have a similar arrangement with RAC I believe

  • EasyT
    EasyT Forum Participant Posts: 16,194
    1000 Comments
    edited October 2016 #3

    In the event of an accident causing recovery they would countercharge your car insurer I believe

  • GerryMc
    GerryMc Forum Participant Posts: 5
    edited October 2016 #4

    Thank you. I rang Mayday, they said the caravan would be recovered if there was a problem with the car, but not if the problem was solely with the caravan. 

  • ForestR
    ForestR Forum Participant Posts: 326
    100 Comments
    edited October 2016 #5

    After an axle broke on the caravan less than 10 min on the way home from Cromer way back in 1976 we spent two nights in a very sympathetic farmers field when the RAC refused to assist since the problem was the caravan. Not even any advice!  Mayday ever since
    and always great service even on a busy bank holiday Monday on M65.

  • Metheven
    Metheven Club Member Posts: 3,987 ✭✭✭
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    edited October 2016 #6

    Mayday's cheapest cover will not do 'Dual Recovery' as it is assistance only, but I have the Premium cover and it does.

    Quote from their policy booklet.

    Caravan and Trailer Cover
    What’s covered:
    Your caravan or trailer will have the same
    cover as the Insured Vehicle when being
    towed by the Insured Vehicle

    Therefore if the caravan breaks down then it has the same cover as when the towing car breaks down.

  • GerryMc
    GerryMc Forum Participant Posts: 5
    edited October 2016 #7

    Thank you guys, sounds like I need another conversation with Mayday. When I spoke to them they were clear that the caravan would not be covered as a separate entity. But Dave's policy quote suggests their staff are not as clear as they should be. 

    Much appreciate all the help.

  • JVB66
    JVB66 Forum Participant Posts: 22,892
    1000 Comments
    edited October 2016 #8

    Did you ask for Mayday when you enquired? as Mayday is better cover than green flag but open to cc members onl y

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,138 ✭✭✭
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    edited October 2016 #9

    If you're a member of C&CC you can get the same sort of cover through RAC Arrival.

  • Wildwood
    Wildwood Club Member Posts: 3,581 ✭✭✭✭
    1000 Comments Photogenic
    edited October 2016 #10

    Mayday does cover faults with the caravan, it is in the policy wording. Not sure if some queries are answered by Green Flagstaff rather than specific Mayday ones as there does seem to be the odd wrong answer to queries as here.

  • KjellNN
    KjellNN Club Member Posts: 8,668 ✭✭✭
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    edited October 2016 #11

    Yes, we have had Mayday attend to a puncture on the van (while being towed) and to a seriously broken mover when not being towed, but sitting half way out of our driveway.

    On the first occasion they changed the wheel, on the second occasion they assisted me to get the van safely onto the road (it's a 1900kg twin axle) and hitched up to the car.

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