European Breakdown for Motorhome
Comments
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Is this yet another case of the CC charging top dollar for a similar offering that can be obtained elsewhere? Perhaps they see themselves as the Waitrose of the leisure market. Given the enthusiasm expressed for Aldi elsewhere on this forum, one wonders
at the loyalty to Red Pennant or is the fear of being stuck abroad?I think you make a good point, it is fear of the unknown. RP can be up to twice the cost of alternatives and, after wading through acres of small print, I cannot see how the extra cost is justified. Just got a quote from Allianz for a two week trip to France
£61 RP price £112. That is a huge difference for the same cover.0 -
Everyones approach to problems must be different. I often wonder if, having extracted myself from at least one breakdown in Spain and an emergency return without recourse to insurance, whether any breakdown insurance is worth it at all. One thing retirees have to their advantage is the option to sit around and await vehicle repairs and at least with a caravan you also have your own accommodation.
peedee
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Whenever you travel there is always the two options - cheap and cheerful/go it alone, or fully serviced/organised. How many times have I paid exhorbitant rates to be taken by my tour company from the airport to the hotel only (in later life) to discover
that I can grab a cab for next to nothing, have a private transfer and arrive before everybody else? Occasionally it backfires but it gives you confidence that you can go it alone. RP is 5 star, no worries. Some people prefer that.0 -
I understand the worries which caravanners have - needing breakdown recovery as well as accident recovery for two separate vehicles.
But I would have thought the solution for a solo motorhome was as easy as that for a solo car - take out breakdown recovery as a package with the annual vehicle insurance. That way you are covered for both breakdowns and accidents.
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But I would have thought the solution for a solo motorhome was as easy as that for a solo car - take out breakdown recovery as a package with the annual vehicle insurance. That way you are covered for both breakdowns and accidents.
I have tried that in the past (Safeguard and Saga) but you lose flexibility to select your requirements for each type of insurance. In one instance it worked out more expensive than two independant policies. I have just been looking at Comfort which is a combined insurance and while the breakdown cover is fine (provided by the RAC) the vehicle insurance is not.
peedee
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My own "package" of annual insurance + breakdown recovery + accident recovery, all in one, was for many years a M&S Premium Policy. It covered everything I needed for a solo car, both in the UK and in Europe, but you would have to ask whether they cover
motorhomes.0 -
Is this yet another case of the CC charging top dollar for a similar offering that can be obtained elsewhere?
To be fair CY, RP does not stint on cost limits as much as many of the other insurers. Otherwise there is very little difference in the cover offered. The exception might be cover for a holiday where things like cover for "continuation of a holiday" are not covered. Because I rarely book anything other than a cross channel journey, this does not particularly bother me
peedee
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One of the problems with a mechanical breakdown with a MH is that it is also your accommodation. If a tug breaks down, you at least still have a roof and a bed.
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One of the problems with a mechanical breakdown with a MH is that it is also your accommodation. If a tug breaks down, you at least still have a roof and a bed.
Yes. It wouldn't be much fun sleeping in the MH whilst it is locked in a garage overnight. When we broke down in Germany our caravan ended up on the BMW dealers forecourt whilst we went off to a hotel for the night. Looking back, it was a great hotel by
the river and had an excellent restaurant. Every cloud ....0
