What are you all up to today? - part 3

I paid the annual renewal on my car insurance this afternoon. It cost me £1903. I had to stay on hold for twenty minutes on the phone before I could speak to someone. Once I got an answer, it was fairly straightforward on making a card payment
over the phone. Now all paid up until December 2017.

Wow Malcolm, have you not got any no claims bonus? I hope you shopped around! 

Write your comments here...One years no claim bonus.

You must have had one or more claims, or only had insurance for a year then?

I paid the annual renewal on my car insurance this afternoon. It cost me £1903. I had to stay on hold for twenty minutes on the phone before I could speak to someone. Once I got an answer, it was fairly straightforward on making a card payment
over the phone. Now all paid up until December 2017.

Wow Malcolm, have you not got any no claims bonus? I hope you shopped around! 

Write your comments here...One years no claim bonus.

You must have had one or more claims, or only had insurance for a year then?

Write your comments here...Yes there was a claim that was over a year ago. I was parked in a car park and when I got back the bumper was damaged but did not know who did it so my insurance had to pay.

The geraniums finally succumbed to the frost this week so I have spent the morning in the garden and cleared all the pots and planted my spring bulbs.  Also given the patio a good clean and tidy and raked a load of leaves - 2 huge bags full -  off the lawn
and the paths. We are off to Angelsey Abbey Winter Lights with the family this evening,  

The geraniums finally succumbed to the frost this week so I have spent the morning in the garden and cleared all the pots and planted my spring bulbs.  Also given the patio a good clean and tidy and raked a load of leaves - 2 huge bags full -  off the lawn and the paths. We are off to Angelsey Abbey Winter Lights with the family this evening,  

My Fuscia's are now cut back and in the garage ,  hopefully they will all be ok until next year. Have a lovely time tonight , with the family Millie .  Love all the Christmas lights. 

...We have large Fushia in the garden (for years) and it was one mass of blooms until the frosts, it now looks a bit sad ,normally leave it till spring theen take out this years old stems ,every year it keeps getting bigger

ps sunny here now ,have filled bird feeders again

When are you off Tammy?

Hope you enjoy it Millie. It's just starting to get colder here, some leaf raking has kept me warm but I think we're down to 0c tonight, brr again. 

After a brisk walk round the forteshore to Portchester Castle, I've cut back an old Forsythia bush that has got a bit manky. I'll see what happens but it may have to come right out.

Been to a Christmas Tree Festival this afternoon in a local church, now feeling all Christmassy  We had to vote for tree  we thought was
decorated the best, all proceeds to the church. couldn't decide which we liked the best so voted twice .  

When are you off Tammy?

Next Saturday Millie, going to escape the last 2 weeks of Christmas mayhem 

Lucky you Tammygirl .  

Home from the boatyard ,after another productive day of ground clearance and bonfires.Lovely sunny day,slight Easterly breeze.Just going to open a can of "Cassoulet de Castelnaudary,Confit du Canard " ,to have with mashed potato and peas Mmmm,.

How interesting, Malcolm.

Do you think the next order will be MacDonalds or Brio? 

More pointedly, do you think anyone else cares?

Why don't you tell us what you did today, other than work?

Write your comments here...Ah but I did, Ian! I posted about our shopping trip to Tesco Extra in Durrington and the half price lamb and beef there! 

One thing is certain, is that I'm going to have to do an awful lot of deliveries to cover the cost of the £1903 business car insurance bill that I've just paid. Also there's the £49 monthly payment for the road tax that's going to hit my bank account on Monday. So I'm going to need a lot of orders this weekend to cover the bills. Also I have to pay £91 per week in site fees.  The bills keep coming and that doesn't give me much time for anything else other than work at the moment, unfortunately! Another £55 payment this coming week to pay the caravan insurance.

 

 

 

I hope you have that on an interest free card!

We find that going shopping less frequently means we spend less, as does going with a list of essentials, and sticking to it.

Write your comments here...I used my Barclaycard Platinum Credit Card so there will be some interest free credit and when the interest does kick in, it will be at a more favourable rate than going for monthly payment insurance. If I get enough deliveries, I might be able to raise enough money to pay it all off during the interest free period. That way, I can save £200. Also I have the option of doing a balance transfer to my HSBC credit card and using their 0 per cent interest deal on balance transfers!

Don't forget Malcolm that 0% is only on the balance transfer. Current expenditure attracts their normal 18%+ rates. Any payment made goes against the interest free element, so you continue to pay compound interest on all expenditure since the transfer in.

bp