Am I insured if I cancel Club membership?

JayEss
JayEss Forum Participant Posts: 1,663
1000 Comments
edited April 2016 in Club Products & Services #1

I've been reading the paperwork and it's not very clear. 

It says that you need to be a member to take out insurance which I was at the time but my club membership and insurance renewal dates are several months apart and I will have cancelled my club membership whilst still insured. 

Has anyone come across this situation?  I'm happy enough to insure elsewhere and cancel my policy through the club but if I don't have to it's better still. 

Comments

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited April 2016 #2

    Hmm...just looked at insurance at the top of the page and it says "non-members can get a quote," so maybe you are ok? haven't read anymore, just that bit.

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited April 2016 #3

    That raised my hopes but lower down it says you have to join before they process the application. 

     

  • Unknown
    Unknown Forum Participant
    edited April 2016 #4
    The user and all related content has been Deleted User
  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited April 2016 #5

    Well I've been reading the paperwork as I said in my OP and it's not very clear Undecided

  • brue
    brue Forum Participant Posts: 21,176 ✭✭✭✭✭
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    edited April 2016 #6

    I would like to help you Jayess as we have CC insurance and I could peruse ours, but I'm staying by the fan heater just now trying to keep warm!Wink

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited April 2016 #7

    Don't worry brue and keep warm. I'm sure a phone call on Monday will get me the answer 

  • Wherenext
    Wherenext Club Member Posts: 10,601 ✭✭✭
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    edited April 2016 #8

    Hope you realise, JayEss, that the CC caravan policy does not give return of premium for mid term cancellation, so may be cheaper option to renew your membership on minimum basis and move your insurance at renewal. Just a thought.

  • Tammygirl
    Tammygirl Club Member Posts: 7,957 ✭✭✭
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    edited April 2016 #9

    Well I've been reading the paperwork as I said in my OP and it's not very clear Undecided

    now why does that not suprise meInnocentSealed

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited April 2016 #10

    Hope you realise, JayEss, that the CC caravan policy does not give return of premium for mid term cancellation, so may be cheaper option to renew your membership on minimum basis and move your insurance at renewal. Just a thought.

    That's one of the options I'm thinking of but I think I'd lose less than the membership fee if I did cancel as the premium isn't much on our 10 year old van. 

  • DaveandVicki
    DaveandVicki Forum Participant Posts: 192
    edited April 2016 #11

    I checked this out with the other club as we were insured with them but no longer members and there were no problems.

    Renewals brought a higher premium though.

    Always worth asking the insurers if you are in doubt about anything.

  • pennyandsteve
    pennyandsteve Forum Participant Posts: 92
    edited April 2016 #12

    I am sorry to hear that you are obviously considering leaving the CC with the subsequent loss of your input to this forum...

    I believe your attention to the Broadway fiasco was valuable

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited April 2016 #13

    Thanks pennyandsteve. 

    I will be able to contribute as a non member though I believe but I'm not sure if I'll be able to retain this account. If not I'll be easily identifiable Wink

  • Hazel
    Hazel Forum Participant Posts: 185
    edited April 2016 #14

    Morning JayEss

    I think you are covered until the end of the policy, but I will pass this to one of my colleagues to confirm .

  • JayEss
    JayEss Forum Participant Posts: 1,663
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    edited April 2016 #15

    Thanks Hazel 

  • Jean
    Jean Forum Participant Posts: 35
    edited April 2016 #16

    Your insurance will be valid until the renewal date. If you have cancelled Club membership during the insurance policy year, you will need to make alternative arrangements at renewal.

     

     

  • JayEss
    JayEss Forum Participant Posts: 1,663
    1000 Comments
    edited April 2016 #17

    Thanks Jean. That gives me time to look around 

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