Breakdown cover

outinthesticks
outinthesticks Forum Participant Posts: 22
edited June 2022 in Motorhomes #1

The breakdown cover with the warranty on my motorhome will expire soon and I'm looking around for cover. The Club's Mayday policy seems relatively reasonable compared to other providers but I wondered if I'm overlooking anything? Any thoughts or comments would be much appreciated, thank you in advance.

Comments

  • Tinwheeler
    Tinwheeler Forum Participant Posts: 23,134 ✭✭✭
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    edited June 2022 #2

    You don’t say what size your MH is but the two market leaders for caravans and longer MHs over 3500kg are Mayday and RAC Arrival. Others are available but you need to study the conditions.

  • Randomcamper
    Randomcamper Club Member Posts: 1,062 ✭✭
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    edited June 2022 #3

    I don't know if you tow a trailer behind your MH ?   As I understand it, and I hope I am right, Mayday will assist with a trailer issue (eg wheel bearing) that you may be towing, whereas some breakdown policies only cover the van.  And as TW says above, they will cover any weight of van, I struggled to find anyone else prepared to quote on a van even at 3500kg.....

  • Wherenext
    Wherenext Club Member Posts: 10,586 ✭✭✭
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    edited June 2022 #4

    Nationwide Flex Plus cover provides cover for Motorhomes up to 8 metres in length and trailers attached to the vehicle. My renewal of the policy hasn't come around yet and they have changed supplier to the AA from LV= but I assuming that policy terms for this will remain unaltered.

    Doesn't affect us as we are caravanners but might help if you have such an account.

  • eurortraveller
    eurortraveller Club Member Posts: 6,828 ✭✭✭
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    edited June 2022 #5

    Who is your annual motorhome insurance with? Do they not offer a package including breakdown/ recovery with it? For example many motorhome owners insure their vehicles with a company called Comfort (it’s an Aviva policy)  and include breakdown /recovery at the same time as part of that policy.

  • SteveL
    SteveL Club Member Posts: 12,299 ✭✭✭
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    edited June 2022 #6

    What you go for could be determined by what other vehicles you want to cover. The Mayday policy we opted for covers our MH as the primary vehicle and either of us to the same level in any other vehicle. Therefore covering us in our two cars. I took out the comfort cover for the first year but by the time I paid for two cars with another provider, it worked out more expensive. Also although I was happy with the limits on European cover, those on for the Uk didn’t look adequate to recover it from the north of Scotland. However, that was a few years ago and may have changed.

     

  • Kasspa
    Kasspa Forum Participant Posts: 359
    edited June 2022 #7

    Breakdown cover with Comfort Insurance is an optional add-on but is very competitively priced & well worth looking in to..... my Fiat Warranty expires before my insurance renewal so I have both that overlap until October.....

  • Tammygirl
    Tammygirl Club Member Posts: 7,957 ✭✭✭
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    edited June 2022 #8

    This is correct, didn't used to be the case and in fact it's the reason why we stopped taking out Red Pennant and Mayday. 

    At one time we did tow a trailer behind our MH but on finding it wasn't fully covered we went elsewhere, good to see they have had a change of policy. I did write and complain at the time as if the trailer was a caravan it would have been fully covered. 

    We now don't tow a trailer but we do have a Nationwide Flex Plus account, so all our vehicles 2 cars, MH and caravan) are COVERED, both in the UK and abroad. As WN said up thread it changed this year from Britannia, now its the AA. 

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