Apple Disaster
Disgusting revelation about Apple's operating system.. No respect for their customer's data security.... Typical Apple ...See :- http://www.bbc.co.uk/news/technology-42161823 
K
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If they are not careful they will end up as bad as Microsoft
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Their standards do seemed to have slipped a bit of recent times although it only applies to the latest operating system upgrade. I decided last week to hang fire on updating my MacBook. Seems a good decision.
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Well I am an apple user, and would wish to remain so, despite this new problem. I do not and never have, used the internet for banking purposes, and only special restricted cards used for purchasing tickets when there is no other way of obtaining same.
I do not use the internet for any questionable purposes nor store any photographs which I would not wish others to see. To be frank I doubt that any hacker would gain much from me.
On the other hand I find apples benefits re quality and inter operability very useful. So no, I would never want to return to microsoft anyway!
TF
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Trouble is it is the company's that deal with your finances that are losing data to fraudsters, i do not think personally you will have a problem but your bank ect will, and has long as my bank will cover any fraudulent activity on my account, I will continue to use online banking and any other system for paying.
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I do all my banking on line these days, and I have just switched (after many years) from Microsoft to an Apple desktop. It has to be said, though, that most instances of those caught out by fraud have been the result of a bit of carelessness on their own part.
One practice that I have used for years, is to have a second current account specifically reserved for on line purchases. This has a very small balance and, when I am going to make a purchase I simply go into my banking account and transfer the required amount into this special account. In this way, the details of the card for my main account is never given to any on line company.
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I think the problem in the past has been that many Apple owners have been a bit blasé about internet security suggesting it was only something that affected Microsoft users. Since then Apple products have grown exponentially in popularity and as a result have become of much more interest data hackers. So I suppose it was a problem waiting to happen.
I am somewhat surprised that people still seem suspicious about internet banking. I have been using it now for years. Interestingly the only security problem I have experienced was when two of my bank cards were stolen in the post. When I buy online I always use credit cards or PayPal, never a bank card. I view my accounts everyday and no longer have paper bank statements. With today's announcement of even more bank closures it won't be long before internet banking will be the only option for many.
David
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I have no need of internet banking. I prefer to use the phone on occasion. I am retired and it is even easier for me not to use internet banking. Internet banking offers me nothing that I want. I don't use cash machines either as they do not give me £5 notes. I have only used a cash machine once in Newcastleton where the machine did give fivers.
Only once used 'cash back'. The reason is that I normally keep plenty of cash - all in fivers. As far as Apple is concerned it offers me nothing that I can't get at least as easy elsewhere.
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Indeed Brue. I can happily use P&R to Chester a few times a year to open accounts, have a coffee and a nose around .... or phone/mail. What is more important to me is a local bank where I can get my fivers. We have 3 within about 1.25 miles I guess.
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Also an apple user, although not a Mac.
I seriously doubt that Apple are any worse, security wise, than Microsoft, if you consider more than just this incident, which does require you to give access to your computer, either physically or remotely.
As for internet banking, I would hate to have to do without it. I never liked telephone banking, I would much rather be able to see what is happening. Like DK, I keep a regular check on accounts.
Of course there is always the risk of being hacked by the Russians, if you run Kaspersky internet security.
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Phone banking was useful before internet banking came in but still needed for some without access to either banks or the internet. I use ATMs and other sources of cash, the PO and cashback spring to mind. When I read the bank closures this week I noticed a lot will be missing in the holiday towns we often visit.
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As for internet banking, I would hate to have to do without it. I never liked telephone banking,
I use HSBC Premier and we have always found them efficient. To be honest though rarely have need to call other than to open a new regular saver or a very rare transfer to another account.
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Since high street banks are closing down at an alarming rate, sensible people are embracing Internet Banking. --- That's the reason that security of data is imperative. -- This latest Apple disaster comes under the heading of extremely dangerous as any un-authorised user is given access to not just data, but the complete Root or Administrator level of the OP system. Not good.
K
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EasyT, I understand where you are coming from, except perhaps your apparent love of Fivers. I certainly have nothing against them but when carrying say £50, I would expect a mixture of notes rather than insisting on 10x£5. Or am I missing something?
TF
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Since high street banks are closing down at an alarming rate, sensible people are embracing Internet Banking
So those that choose not to embrace internet banking are stupid? Balderdash! Why should I need to embrace internet banking when I have at least three different banks with a presence within 1.25 miles? If my bank closes I shall move to one of the others. I may transfer money using phone banking twice a year. My computer does not give me £5 notes only the bank branch does that.
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I simply find £5 notes much more useful. I am likely to take a fiver out, if low on change, to perhaps buy a sausage roll, a kit cat or coffee at a small cafe or to throw some money in after a meal with friends. I find fivers more friendly than tens or twenties for such. If we have been out for a meal with friends there is always somebody needs change from the pile.
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Many years ago I knew someone who was an assistant bank manager. He was getting to be due a promotion but started to see the chopping off of the ladder above him and that promotion always being just out of reach.
He forecast this would happen even in pre internet days and said that the only way small places would keep physical banks is if the major banks worked together and shared a local banking hall. However he assessed the chances of that at zilch.
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Glad I got out of it nearly a quarter of a century ago now. I'm moving steadily towards my goal of being on pension as long as I was employed.
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Whilst any security issue of this type should not happen, given their complexity and the fact humans have a hand, problems of this type are unlikely to ever go away. However, according to the news article you linked K, anyone wanting to access your machine would require physical access, or to be granted remote access. So not a major risk for those that don't carry their machines about.
Even if they obtained access they would have to log on to your banking. Even if they somehow obtained the multilevel pass words to enable access, they are limited in what they can do.
I suppose they could transfer money to someone I have set up, only my sons, or credit card. Or transfer money between my accounts. Anything else requires another level of security, a unique number, generated using my bank card, and a reader. So they would also have to steel or clone my bank card.
Personally K, I get the impression you don't like Apple, is it the tax thing? You are of course entitled to your opinion, however scaremongering is not the appropriate response.
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He forecast this would happen even in pre internet days and said that the only way small places would keep physical banks is if the major banks worked together and shared a local banking hall. However he assessed the chances of that at zilch.
Perhaps a roll here for our ever dwindling post office network. Although again the banks would have to fund it, which is probably unlikely. However, when HSBC were closing branches a few years ago, my mum was able to withdraw cash, with no charge, at the local post office counter. So it can happen.
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You are only concentrating on Banking Steve. ----There are many ways that anyone with unauthorised access to your computer at Root or administrator level could make your life an absolute misery. eg. could fill your personal data with child Porn, or subversive terrorist propaganda. ( try explaining those to the criminal justice system ) I know that the examples given of which there are many more is unlikely but is possible when the Root or Administrator filesystem is open to all.
This was a very serious breach of security--- On this occasion caused by Apple.---- Had a similar serious breach had been experienced on the LInux or Windows OP systems, they should quite rightly be brought to the public's attention.
K
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Easy, if you believe that audible, unencrypted speech over the telephone is safer than the encrypted data used between an internet banking user and their bank, then I’m afraid that you have been sadly mislead. In the vast majority of cases, catastrophic theft on line has been the fault of people not using internet security systems, or foolishly divulging personal data to unverified enquirers.
I’ve used internet banking since its inception. Over those years I’ve just had one incident, when Nationwide called me to query an unusual transaction where someone in America had ordered an iPad on line using my details. The transaction had already been blocked pending my verification. I never access banking using public computers, but I’ve used it extensively for over 30 years now. If you aren’t sensitive to the rules of care needed for internet banking, then you may well have problems. For the rest of us it’s hugely convenient, as are my day to day purchases which are almost all by card - think contactless. Cash is mostly for tips carparks (where I use Ringo where available) and collection boxes.
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Easy, if you believe that audible, unencrypted speech over the telephone is safer than the encrypted data used between an internet banking user and their bank, then I’m afraid that you have been sadly mislead. In the vast majority of cases, catastrophic theft on line has been the fault of people not using internet security systems, or foolishly divulging personal data to unverified enquirers.
There are no unencrypted details of my accounts to be gleaned Jenny beyond the amount to be transferred and details of somebody else's account perhaps. I do not need to provide my details. The only reference I need to give is 'my current account' or 'my joint account' - no meed to give account details or any other.
For the rest of us it’s hugely convenient,
For me it is totally unnecessary.
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Here we have had four different banks and a couple of building societies close in recent years, and now only have two with one (Yorkshire) due for closure shortly. My bank was one of the closed branches, and it closed without customers being notified in person, and my account is now held eleven miles away, off route for public transport, and in suburban Leeds where traffic is a nightmare most times of the day.
Fortunately I use internet banking, but if I weren't able to, and didn't have access to a car, then I have no idea how I would be able to bank, apart from taking a taxi.
Make the most of your branches, EasyT, it may not be long before they start closing too.
The only expanding bank seems to be MetroBank which is opening more and more 'stores' (nothing like a typical bank) and is forecast to open a store in a more convenient location in a nearby city in 2018.
However, back to the original topic of Apple and the disaster of data and access control being lost, how long before we read about the Caravan (and Motorhome) Club being castigated for a breach of internet security, with customers booking habits and dress habits on the way to the shower blocks being available to one and all!!
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I am always amused by "Apple hatred", it crops up quiet frequently.
My own experience is that after about 17 years of PC/Microsoft use I changed to Apple products about 4 years ago. I now wish I had done so much earlier as the problem level is almost non-existent with my Macs unlike the many PC's and operating systems that I have owned but that is just my experience; others may differ.
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