Caravan insurance

Surfer

We have had a reasonable quote from the CC although Towergate offer a lower quote with a £100 lower excess.  The quote is about £30 lower and they will hold the same price for the next year's renewal. 

At the moment a little unsure although Towergate is good.  We have had one claim each with both companies and both paid out promptly with no hassle.

The CC do not want to beat ot even match Towergate who offer the same cover and options.  If we spread the payments Towergate are happy for us to pay a higher deposit and lower monthly payments on the balance over 11 months.  The CC will not take a higher
deposit to lower the monthly payment although the APR is a lot lower than TG.

Decisions, decisions???