Red Pennant Multi trip Travel Insurance - at 75

KeithandMargaret
KeithandMargaret Forum Participant Posts: 660
500 Comments
edited June 2016 in Club Products & Services #1

I've reached the age of 75 and that number seems to fill the Insurance industry with dread.

I now find that getting Travel insurance is a bit harder than it was when I was 74.

I have been doing the rounds of Insurance companies to get a decent price quote but because of having a declared heart condition attached to my insurance details for a couple of years many refuse to cover me or ask for 'silly' money.

So, I have had a look at Red Pennant Multi trip Travel insurance and they have come up with a reasonable quote.

But, nowhere on the online application form does it ask personal questions, as most other companies do, about my medical problem, medication required and how fit I think I am.

Has anyone else 75 or over with medical problems used Red Pennant insurance?

Any help appreciated.

 

 

 

Comments

  • eurortraveller
    eurortraveller Club Member Posts: 6,829 ✭✭✭
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    edited June 2016 #2

    Ask google to show you the PDF of the Red Pennant Brochure - the medical questions are all on there. If you can say No to all of them you will be in the clear. As you get older Red Pennant is cheaper than medical insurance from other companies. 

  • Tracy123
    Tracy123 Forum Participant Posts: 167
    100 Comments
    edited June 2016 #3

    Hi KeithandMargaret. Below is a link to the Red Pennant brochure. It explains all the different cover that can be provided, prices and medical questions. To take out a Personal policy you will need to answer the questions first.

    http://www.caravanclub.co.uk/media/19342630/redpennantoverseasholiday.pdf

  • EJB986
    EJB986 Forum Participant Posts: 1,153
    1000 Comments
    edited June 2016 #4

    Last year I paid a £100 penalty for a 12 year old vehicle.....now it doesn't apply until vehicles are 15 years old....Thanks!!!!Surprised

    Luckily my MH broke down and I made my first ever claim. I got £250 back against labour charges so I don't feel robbed!!

  • DavidKlyne
    DavidKlyne Club Member Posts: 13,859 ✭✭✭
    5,000 Likes 1000 Comments Name Dropper Photogenic
    edited June 2016 #5

    I find Red Pennant's approach to medical conditions very refreshing. You are asked some pretty simple questions and from what I can see its only if you are currently undergoing some sort of treatment that you have to explain in more detail. We were rather
    dreading the application this year because of Margaret's bypass operation but it made no affect on the policy or the price. It seems that many insurance companies take the opportunity add an extra fee for every pill you take rather than taking the pragmatic
    view that if you are being treated for a condition you are likely to be in a better position health wise than all those walking around with the same condition but undiagnosed?

    David 

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