Insuring your car trailer for Motorhoming
I received a renewal notice for our Motorhome and noted it said that "trailers were no longer included in the cover". On further investigation I was told that my "car transporter" was not considered a "trailer" and had never been covered (I'm sure I asked
about this when taking the policy and was assured it was).
It soon became clear that insuring the "trailer" - replacement about £2000 - would not be easy. Those Motorhome policies that did cover "car transporter" only gave third party cover.
I found a company that offered me both comprehensive policies together and at a competitive price and I am now contented and covered.
I then contacted the original insurer to tell them to cancel "automatic renewal" and they asked why - when I told them they said they did cover my trailer.....I insisted that I had been told otherwise and after going away to find out they agreed with me!!!!
The problems seem to be that: 1. trailers do not include car transporters; 2. trailers are normally covered only third party; 3. nobody understands this at the brokers/insurance companies.
I hope this has not been too tedious, but if you do pull a car like we do, check your insurance details. Are we the only ones to panic over such trivia?